Guess you didn't go to college, otherwise you'd know how to use articles.
I have feeling that OP is afraid that he can't get to college if he can't buy himself in anymore.
He gotta live in very small bubble and know nothing how things work in EU for example.
That might just be the dumbest thing I've ever read.
Just because you don't need to go in debt for the rest of your life, doesn't mean it's "worthless", it just won't cost you an arm, leg and 2 kidneys to get a degree. Your educators remain the same people, they will still be able to learn you shit.
Well, except you, you're stupid. (infraction inc? Worth it.)
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That is a good point - and I guess it takes education to be able to formulate that point in a coherent way.
So if everyone is super - that isn't bad in itself - but might create a lack of other needed skills:
https://www.youtube.com/watch?v=U01xasUtlvw
Not having the loans available (or higher interest rates) will make it harder for people to get an education.
There are many options: e.g. the gov't could provide them directly - as in other countries than the US; or make the terms depending on the type of education etc.
People defaulting on student loans in large numbers is an indication that the system is not set up properly, and that destroys the incentive-system of a getting a good education.
its Econ 101.
No we can have the EU model, where many degrees earns less money than just not getting a degree and working a random job.Just because you don't need to go in debt for the rest of your life, doesn't mean it's "worthless", it just won't cost you an arm, leg and 2 kidneys to get a degree.
not entirely sure how you can reduce costs without in some way cutting costs.Your educators remain the same people, they will still be able to learn you shit.
It was econ 101 as i said.Well, except you, you're stupid. (infraction inc? Worth it.)
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But the loans are one of the reasons costs are ballooning, because the colleges can raise tuition and people will borrow, and as they borrow they don't accurately reflect the costs.
Cheap credits raises prices, Its the basis for inflation.
Thats not why its bad..
Free college is bad cause its not really free. Taxpayers have to pay for it and as with everything government funded, the quality would suffer. I sort of think that it could be free (with limited spots) in the stem fields. However producing useless art, and social studies mayor is a terrible investment and should never happen.
There's an obvious solution for that - put a reasonable ceiling on the amount the students can borrow in that way (either a simple amount, or based on some more advanced point-system). The universities will then have an incentive to not over-charge - and it will be the same regardless of whether it is tuition, books, or cost of living.
So, if cheap unlimited credits raise prices - you can limit the credits!
The reason you cannot find a job is because jobs are outsourced to China.
Not because you don't have a college degree.
Just like government, school is inefficient.
There is really no reason to require a college degree for a pizza delivery job.
i dont really have an issue with the way UK university charges work at the moment, i think thats okay, though i obviously wouldn't be opposed to cheaper / free tuition. I do however, think that unis should be able to set their own entry requirements, not everyone needs a degree, so theres no reason a uni / college should have to accept every applicant
There is an entrance examination for all admissions. It's either based on high school stuff or some specific books. People actually study years for that examination, especially if you want to get to study medicine, law or business. "Hardly anyone" gets in on their first try.
I oppose this admission system though. It's a waste of time and resources.
Dont know how it is today but 6 or so years ago when I tried to get into English Philology Department in Silesian University you had to get perfect score on Extended Baccalaureate Exam from high school. 400 of such aces were in front of me fighting tooth and nail for 20 spots. That's free higher education for you in Poland. Only for the best of the best.
I don't know any place in the world where the programs don't have cap on students though. Put simply, the most valued fields (such as med, law, biz...) have a high amount of appliers but a low amount of accepted students. When the system is meritocratic (you apply with your past degrees/certifications OR you crush it at the entrance exams), you get to study and the tax payers pay.
Ask the question in a different way.
Would the world be better if everyone, if they choose, had a college level education?
I say yes. Stupidity is ruining the world.
Half the population have an IQ below 100.
one standard deviation up 116 - somewhere here the peoples ability to learn decline (going down, not up obviously) - Anyone with a 120 IQ can learn about anything - Not right away and not without effort - But if i wanted to learn Sanskrit, i could it would take me time and effort, but the outcome would be assured - I would learn it.
Someone with a 100 IQ that's no longer true -
The sad fact is that a non trivial amount of people cant learn - not wont, but cant.
sticking these people with trivial degrees and lifelong debts to do jobs they could qualify for with a HS diploma is not nice, its cruel.
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Still doesnt solve the issue of people being educated for years to do jobs that wont pay for not working those years.