racist probably, I've never found some one just using the word faggot homophobic its an insult like any other and has lost its homophobic roots just as when you call some one a bitch your not literally implying there a female dog. bat-shit at this moment but lots of people cant keep there cool under stress.
he had to call the cops because its clear the dumb bitch wouldnt fix the damage no matter how small, unless legally forced.
Yeah I don't know what the law's over there but in here it's the responsibility of the party at fault to have the insurance. And if your insurance is not up to date you are paying it out of your own pocket. It's not my problem if people can't take care of their kids (or themselves).
He has a HUGE (by his own admission and the video) dent on the front hood that he seemed fine not repairing (and even said he was hoping they'd fix that too when they fixed the small dent, when really it should be the other way around).
Just saying, his car wasn't pristine and clearly didn't intend on getting it fixed anytime soon till this little ding happened. Not accusing him of anything, it's just suspicious.