This is why I can not get behind Federal Health care. I have had work subsidized health insurance since I was 15. I do not know what they go through.
15-23 I was a UFCW employee
24-now Forbes 500 Clinical Lab
I can not sympathize or empathize.
I guess I am a poor, huddled masses hating monster.
Because in the US they can jack up the cost of procedures because they know they can. Basically they are getting free money from the government or employer and they charge you the same. If you're insurer did their job they would litigate the costs down. I know for most employer sponsored care the insurer does not litigate and justs pays their part and press the buck.
No, again, it's not the matter of who is billed what amount, it's the cost of the procedure... 10 000 is the rock bottom price (for hip replacement) : it can go to 50 000.
550 billon debt for healthcare is a tad ridiculous, since, to give you an idea of how wrong you are, the federal government spend very little on public healthcare (it's a provincial field)
And, FFS, there is no way a hip replacement cost 5000 in Canada and 10 000 in the USA. Our surgeons are not operating (ZING) at charity rate.
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Who cares if you can get an MRI fast? The question that has to be asked is it needed and will it help? If not then congratulations you've just wasted a load of other peoples money.
What matters is the patient outcomes, and those are no better than places that spend 50% less on healthcare. That is in no way shape or form a good deal
I don't know who you work for but most places do not offer good plans at a low cost. They are either cheap and have extremely high deductibles, or they are unaffordably expensive with low deductibles. Unpayable medical bills are the number one cause of bankruptcy by far, and that would not be happening if cheap plans with high coverage were available for everyone.
The underlying problem is the current system is horrendously inefficient. For comparable outcomes the US spends 2-3x times as much as other nations do. It needs top to bottom reform, from changing from fee for procedure to fee for results to reduce the number of procedures that are unnecessary (~10% of the total currently), to going to single payer to reduce the admin overhead (currently ~25%) to something similar to that of other nations (10-15%), and to provide the necessary bargaining power that a single provider would have to force down costs.