It really depend on what server you are on. The Medium -to large servers Just to name a few (Leviathan, Ultros, Balmung, Gilgamesh) Its nearly impossible BUT the timer that demolishes homes is currently turned on and by sure of luck there have been people getting them by spotting plots. Also, there is apartments now.They act just like a FC chamber room sadly but they are a little easier to get and can't be demolished.