People are saying "there will be people who lose health insurance". What about the ones who lost it Due to this law? Or the ones who had to pay More for Less benefits? There needs to be regulations in place, but this whole thing sucks. With or without it, its bad. Period. We need a Real law and healthcare plan to get things going.
Exactly, I 100% agree with this. I went to the ACA and put in that I was making 25k year and it spat out 100 dollars a month, and I thought to myself, when I made that much being young and healthy no way am I going to pay 100 dollars a month for health insurance, fuck that, id rather risk having to go bankrupt.
The only way for that to happen is to take out the business side of health insurance. If insurance has the opportunity to cut costs, they will and this tends to hurt customers.
Of course, pharm companies being complete yahoos when it comes to drug pricing doesnt help. The high cost of entry into the healthcare field pretty much makes it a by default monopoly.
1. Most of the law was bipartisan, since Democrats needed Republican support to even implement it.
2. 99% of the text is governmental rigmaroles... So ten pages about health insurance sold by this kind of company in this particular area at this particular rates to these particular people at this particular time, etc., etc... For EVERY SINGLE combination of everything related to the matter.
Why do you think insurance worked like it did before the ACA?
Someone has to be paying into the system without taking money out, otherwise, the insurance industry would collapse. So, instead of collapsing, they came up with mechanisms like life time maximums and pre-existing condition exclusions to mitigate their losses.
Unfortunately, those losses are ultimately people who are dead now.
But there's certainly no guarantee of that. She was only able to get her plan because of the ACA. Before that, she was refused coverage, because of her inherent risk as a cancer survivor. If the ACA goes, that plan will no longer exist. Even though the GOP said they wouldn't get rid of the rule to force companies to cover people with pre-existing conditions, they did just move to get rid of that specific coverage the other night.
The problem is, they forced insurance to take everyone without strong arming the healthy young people enough to pay for it. That is basically it in a nutshell.
Insurance companies in general charged too much to begin with, I use be in a relationship with someone who worked for one, she would get paid not only a huge bonus for working on Friday, she would get a gas card for coming in. Not to mention her first year working there she got 4 weeks vacation. If insurance companies need to save money they could start with their operation cost.
And the ACA tried to solve both of those problems.
It put a cap on the profit margin insurance companies are allowed and tried to "strong-arm" healthy people into getting insurance by fining them if they didn't.
Unfortunately two things happened.
One, a lot of healthy young people have same shit tier garbage human being attitude you have above:
And two, its being repealed before it ever had a chance to even work. It may have been passed in 2010, but it didn't even start rolling out until years later and its being repealed before it can even reach a stride or be tested with time.