This just in: Millennials are their parents' children, study confirms.
This just in: Millennials are their parents' children, study confirms.
⛥⛥⛥⛥⛥ "In short, people are idiots who don't really understand anything." ⛥⛥⛥⛥⛥
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How about you work for the money and they idk save and then buy a condo for 200k?
Why does some one have to loan you money or you to put your self in to debt just because reasons?
Also for the guy who said my grammar is bad well mate maybe you should take a fapping session and stop been so tense around normal people who don't give a flying fuck how they write on the web ahyueeeeeeeeee
On a scale of 1 to European how out of the loop on the average American are you?
I work 39-45 hours a week and barely make enough to live in a Studio. If I somehow convinced my boss (Which I have tried to do btw, it doesn't fucking work) to double my hours I would still barely be making enough to own a small house on a mortgage that would last until the day I retire. This is, of course, not including things like good health insurance (which sucks about 150 out of my check) taxes (another chunk), and dental (again, another chunk). Not to mention Utilities, Internet, and AC/Heat....
Nothing about credit or wealth management was ever taught to me through school or by my family. I had to learn it all on my own, or I had to seek advice, which I did. This isn't a millennial issue, this is just poor education about adulting, which from what I can tell has always been a problem when no one wants to take responsibility.
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Come on Paula you know who Pie is, this isn't your first rodeo.
⛥⛥⛥⛥⛥ "In short, people are idiots who don't really understand anything." ⛥⛥⛥⛥⛥
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just here to help my fellow 30-somethings.
get a home depot or lowe's credit card. buy a few things for your house...or your mom's house...or your significant other's apartment...
JUST PAY THE SHIT OFF BEFORE INTEREST HITS.
No sense crying over spilt beer, unless you're drunk...
What is Canadian on a scale of 1 - European? Any way I'd say you need a better job or to manage your money better. I don't make a lot but I pay rent in a area I can afford and spend very little of what I earn other then on necessities, over half my money in a month goes to bills yet I still gain in my saving almost every month by not spending a ton of my net profit.
Last edited by Lorgar Aurelian; 2017-10-07 at 01:00 AM.
These "Millenals" studies are dumb, study says.
YA! Save it up while you pay the mortgage pymt for the person who owns/is buying the place you are living in. It is a very common thing to save the full sum of the property you are looking at and plopping it down on the realtors desk......
Sort of makes me wonder what % of property in the US or anywhere on the planet are paid in full rather than having any portion of the price financed. Surely it is a very large number and makes total sense. I mean I saw Rick telling Morty the were endless realities so I bet there may be one or two.......
Last edited by Cantheal; 2017-10-07 at 01:03 AM.
Just because I don't care does'nt mean I don't understand
I know the voices in my head are not real BUT they have some REALLY good ideas
lol
Neither did Gen X, or the Baby Boomers. I really do get a chuckle out of the magazines going after ever new generation as always somehow being worse or more stupid or lazy or whatever. It's been going on for many, many decades...and I'm sure it'll continue for many more decades to come unless people stop buying into these stupid articles.
I'm a mellennial. I think. Born in 1987.
In any event, I didn't know how to build credit either until my bank told me. I went three years without taking out any loans and my credit went from 677 to 0 because I wasn't in debt. I had no idea what was going on, so I asked and they educated me. It's not even knowledge I thought I had to know.
Now I take out loans for semi-expensive stuff I'm going to buy anyway (Like my $1800 gaming PC), make a sub-account, put the money from the loan immediately into it, and have it take from there every month for 18 months. All I'm basically doing is giving the bank money, but it works. My credit score is 755 right now.
You are a clowning argument is that i live in lala land.
Tell me Mr know it all why do you deserve this loan to buy the house?
What merits do you have apart from holding a job?
Why are you more important then the person who is actually working and saving for his better tomorrow and some one just gives you something on a platter that maybe some day you will pay back maybe you wont who knows i mean after all that is how credit is build right?
Oh right you gonna put your freshly bought home with the money from the bank/loaner up as a collateral right?
Do you not see a problem with that?
Right i think you are the one living in LALA land my friend not me.
This is how banks keep living off of people and how loan sharks do it but people are so obsessed with keeping credit score that they will dig them self their own graves.
I'm done with this topic you clearly are the superior intellect here.