No, Emergency Rooms are required to provide care regardless of ability to pay if the persons life is in danger. A hospital is not required to give you something like a course of chemo over 6 months to try and save your life, if you have no insurance and no way to pay for it.
As someone who's gone through it I can tell you the following.
HOSPITALS WILL ABSOLUTELY, UNEQUIVOCALLY AND INARGUABLY PROVIDE YOU WITH THE LIFESAVING CARE YOU NEED IF YOU COME DOWN WITH A CATASTROPHIC ILLNESS. WHAT'S MORE, THEY WILL PROVIDE CHARITY CARE AND ASSIST YOU WITH GETTING GOVERNMENT ASSISTANCE IF YOU CANNOT PAY ON YOUR OWN. DO NOT EVEN ATTEMPT TO ARGUE OTHERWISE.
Thank you.
Every hospital I've ever dealt with has had a charity care department. Usually under the guise of "financial coordinator" offices. Then there's medicaid.
And if you don't believe I'm telling the truth I have the disc with my scans and doctors' notes on it in my desk drawer. I don't give a shit I'll upload it all.
Oh you might save them but then come with the $30,000+ bill later which most people don't anywhere near that much money to pay for.
From a tourist perspective to get travel insurance to go to the US is so much higher than anywhere else that it is almost crazy. (It's all related to the chance of you having to use the American Healthcare system where the cost of everything is enormous).
The gulf between being poor enough to get on medicaid and being wealthy enough to get health insurance is measured in AUs.
And if you really think that charity care departments are enough to treat all the uninsured people with cancer....
---------- Post added 2012-06-14 at 05:23 AM ----------
Any system that will put people in total bankruptcy just to stay alive is a broken system.
A) The whole point of charity is to allocate donated resources to those who need it the most. Someone who owns a house does not need it as much as someone who has NO assets. Don't fault them for not throwing money at everyone who walks in the door.
B) Depends on where you live. There are some states where insurers aren't required to offer insurance to every swinging dick who applies. In those states insurance is pretty damn cheap. The elderly and infirm get their insurance through high risk pools where their premiums are limited to (generally) 150% of a healthy person of similar demographic's premiums.
If you live in a state like New Jersey, insurers are required to extend insurance to everyone. In New Jersey individual premiums are astronomical even for healthy 25 year old males.
Ron Paul 2012. Rule 38 still applies.
Hm, same-sex marriage is still not allowed. Women don't have the same rights as men when it comes to serving on the frontlines. Oral contraceptives for women (which a lot of the time is used for medical conditions i.e growths, menstrual pain) is not covered by employers who don't feel like it, while men have viagra covered.
Clearly, this is equality.
That's technically not possible, because the cause of death is never going to be lack of care, instead of the calamity. But, I found the following:
http://www.commonwealthfund.org/Publ...ed-Adults.aspx
It's worse if it was true, because US healthcare devolves into being a creepy old man and us being Blanch DuBois... "I've always depended on the kindness of strangers."...
---------- Post added 2012-06-14 at 03:08 PM ----------
And the tax payer ends up covering a portion of the cost the uninsured accrue in ER, with another portion being covered by the hospital in the increasing cost to the insured.
Last edited by Felya; 2012-06-14 at 03:13 PM.