Duh, just spend it
What I hear, the fines you might get for spending the money will be smaller than the how much money you mistakenly were deposited. At least that's how it's gone here in cases like this.
So go ahead and spend it.
1. Not touch the money
2. Make a plan to not get caught
Get it in writing from the bank that you are good and it wasn't a mistake. If it was a check there is no reason you can't get a picture/printout of the check to see who its from.
If you have that, you can do whatever you want with it. I'm not currently carrying any debt but 5K is a nice down payment on a new car.
Hang on to it for a long time.
I have heard of several instances of things like this over the years and they all ended with the person having to give the money back...
Get a Canon 5d mk III asap!
the rest is gonna be pocket change !
If I could verify that the person who deposited the money actually wanted me to have the money and didn't just make an error then I'd probably try to make some wise small-scale investment.
And by that I mean something like a downpayment on a small house or a condo.
Plan B would be to spend on a few months in some warm and cheap country.
I am the Kwisatz Haderach
Donate to the local Animal Shelter. The bucks are not mine, and I don't want to have stuff I haven't worked for - that's kind of my life motto and I'm gonna hold on to it.
Find out, who the money is from :-)
Contact the person!
I'd check to see if it was legitimate or not, and make sure I was able to spend it. I'd probably call up my cousin who is a stock broker and have them help me invest it. That, or go on a nice vacation.
Wire it to a Swiss bank account.
Since, you know, it will be disputed sooner or later.
Hm. Well as the bank has said the 10k is definitely mine, absolutely positively, no doubt about it... I'd upgrade my pc, book and pay for a nice holiday for myself and my partner and chuck the remainder into savings.
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Probally just keep my life going the way it is and try to forget about it so i dont blow it all on "free2Play" games.