Is there going to be any player housing?
Not in the initial release. However, each character will have access to a home instance in their race's capital; it is personalized according to the character's biography choices. The home will evolve as the character becomes more involved in their personal story.
Also:
- Lion's Arch is the only major city without a home instance.
- Personal stories and tasks cannot be started within the home instance of another race.
- Parties will enter the home instance of its leader.
- About 10% of the capital city is part of the personal instance, the other 90% is persistent and the same for all players on the server.
- Dedicated player housing will not be in Guild Wars 2 at launch but is planned for a later update. (at same time with guild halls) ~source
- Hall of Monuments rewards will be picked up from an npc in the home instance
Will there be guild halls?
Not at launch. However, ANet said that they will be offered sometime later. ~source
GW2 wiki - FAQ and GW2 wiki Home instance