Mhmm. I'll probably end up paying for college as well, and go into a swarm of dept due to student loans and stuff.
Depends on where you go. My first school has been paid off, but I know I still have loans from then and the ones from this school too, although this is a community college so these ones aren't too expensive.
The top of her mane should be rounder, it's too flat. The bottom of her mane should become narrower the farther down you go. Her eyes are a tad too big and too close together. The ears could be a bit more pointy.
As a general rule ponies have a slightly oval face when seen from the front, it seems as if it's very round. Also her mane could be a tad darker if you please, the pink-sky blue contrast hurts a bit.
I changed it abit to reflect the stuff you highlighted http://i.imgur.com/i8LiJt5.png still a long way to go but its getting better
The head is to human shaped now however
I realy should learn how Photoshop work and get a more steady hand..