You are in a scenario by accident.
However, your most loved person in the world (be it mate, family member or friend) is in danger. But so are 100 unknown people.
You can save your loved person... but the 100 die. On the other hand, you can save the 100 people, but your beloved dies.
You can't save both.
It is a race of time, so if you don't act in 5 minutes, everyone dies. And it's your fault, because you could have saved some of them. Yet you chose to help none by inaction, thus killing all.
1. Saved beloved person.
2. Save the 100 people.
3. Don't do anything thus condemning all 101 people to die.