The healthy pay for the sick through insurance, while Medicare picks up a major portion of high risk. Unlike Medicare, insurance have a large pool of young and healthy to cover the cost of the sick. It's why places like harritage like to use avarage cost of the patient, because they rely on people not realizing that Medicare covers higher risk folks than insurance does. Medicare patients are simply more expensive.
Felya's Law: Same as Godwin's, but liberal instead of Hitler.
Every damn thing you do in this life, you have to pay for. - Edith Piaf
Per GennGreymane: pragmatism trigger warning