Meledelion's set up sort of looks like mine. :P I never keep my bags that full though and my guild bank is bigger.
I don't really consider myself a hoarder or at least I assumed hoarding meant keeping a lot of things you don't/will never use and that's not the case with me. I use or will get around to using everything at some point. However, since I do keep opening BL chests I end up with a constant influx of items (whether I want them or not). I'm determined to get that permanent hair contract, damn it!