You know, this is actually a misleading philosophy that modern system is pressing onto you to get you into debt and slavery. Almost all of my friends are following it, and it appears they will be lead into their early grave. They all have their own place, thus heavily morgaged, or renting by giving away quite large chunk of their income, which leaves them in a modern form of slavery. They live in a constant fear of loosing their source of income or any changes to it. They live their lives very stressed and anxious, and no longer cool to hang out with. and dont get me started on those that are married.