I've been playing Rift for the last 2 days or so and I've gotten up to the point where I found a deeps' lock box (orange) from a random level 15 mob whilst searching for some logs. All fine and well as I was literally discussing the item with somebody else 5 seconds before who was trying to sell one for like 210p.
As the noob as I am I went to the AH to see if I could sell it for around that price as I want some platinum to live off of.
As I was trying to put the item on the AH, I got an error message saying I don't have enough loyalty, so this is where my problem begins. I look up dafuq loyalty points are and see that I have to either buy membership for increasingly more loyalty points, or buy those green crystals. First I try to pay for membership, but as I can only pay with either a credit card or paypal, I had to go with paypal, which didn't work for me due to issues with paypal.
So I try to buy some of those green crystals for some loyalty points through directdebit or whatever it's called. I get to the point where I have to sort of close the deal through something called HiPay or something and it keeps telling me I have to choose a cardtype or whatever.
TL;DR Basically I'm restricted in rift because they don't have any other payment methods.