Hi, I'm 29 and live in the US. On the eve of obamacare, I am looking at higher premiums. At least in connecticut, I will be spending roughly 100$ more monthly and have to spend around 4,500 out of pocket for obamacare till the insurance picks up, nevermind offseason wage loss. I work as a contractor, Painter/Non-excavation Landsacper and I do pretty well roughly 55k for 7 months of work, I work part time at walmarts and go fulltime near the holidays as retail picks up. Now, come this years holidays season I will be set back at least 12.5 hours, and no longer be able to get overtime. Now, wal-marts is not really a ideal job to think about a income, its honestly garbage(especially with profit sharing being nixed) but even still it helps us contractors who have familys who can't work year round in New England. My big question to the mmo community, is how would you make health insurance?
Personally, I would split health insurance between government care and non profit insurance. I would implement non-profit insurance to handle co-pays. People would pay be able to pay 50$ per pay period and more towards plans that would ideally cover their personal medical needs.
Let a tax go out that would handle long term illness, such as cancer, disability's and such?
What do you think?