How do you think Healthcare should be run in the US or world?

[Invection]

Hi, I'm 29 and live in the US. On the eve of obamacare, I am looking at higher premiums. At least in connecticut, I will be spending roughly 100$ more monthly and have to spend around 4,500 out of pocket for obamacare till the insurance picks up, nevermind offseason wage loss. I work as a contractor, Painter/Non-excavation Landsacper and I do pretty well roughly 55k for 7 months of work, I work part time at walmarts and go fulltime near the holidays as retail picks up. Now, come this years holidays season I will be set back at least 12.5 hours, and no longer be able to get overtime. Now, wal-marts is not really a ideal job to think about a income, its honestly garbage(especially with profit sharing being nixed) but even still it helps us contractors who have familys who can't work year round in New England. My big question to the mmo community, is how would you make health insurance?
Personally, I would split health insurance between government care and non profit insurance. I would implement non-profit insurance to handle co-pays. People would pay be able to pay 50$ per pay period and more towards plans that would ideally cover their personal medical needs.
Let a tax go out that would handle long term illness, such as cancer, disability's and such?

What do you think?

[Theinquisition]

Personally I like the Free market model.

[Stir]

Fully government-controlled. It is a civil service, and everyone should have the same rights and the same benefits when it comes to healthcare, education and other civil services.
I think companies should be able to try to compete, and clients of a private healthcare program should not be expected to pay the state for it (but rather the company that insures them), but the state healthcare insurance should always exist, and be the default model.

[OzoAndIndi]

How do you think Healthcare should be run in the US or world?

As a fellow US citizen, hard for me to say really. We don't know any different, whether what we've had is better, or if what many other countries do might be better despite the scare tactics against it, or... who knows.

Honestly if any changes would be a hardship on you at the moment you might see if you'd quality for Medicaid at all for a bit. Some states are expanding it, including CT.

[Tradewind]

Single Payer, universal health-care for basic and emergency needs as well as subsidized prescriptions. Employer's should provide extra care as part of full time benefits to their employees through private insurers, for things such as Dental, drugs and Eye-Care. Additionally supplemented by private practices, usually for specialists, for persons with means, but not above and beyond what would normally be available to the public.

It's my understanding this is how most of the world does it already...with one very large anomaly yet to buy into it.

[Hooked]

It was fine until people with 20 kids and no health care coverage started filling up the emergency rooms for a runny nose.

[Drobu]

1. The government isn't allowed anywhere near it. If you want something ruined, let them be a part of it.
2. Allow the public to shop out of state. We can for other insurances, why not Health Care?
3. Allow me to be given deductions based on how healthy my life style is. I eat healthy, and stay
in shape, then my premiums reflect that. Now, if you chose not to go this route, then you aren't
penalized, but those that wish to participate...reap the benefits.

[Hooked]

They need a poor peoples uninsured hospital and also a hospital for the rest of society. I pay a shit ton of money out of my own pocket for health care coverage and should get better service than someone without coverage who just shows up in the emergency room for some bullshit cough.

[Tradewind]

Spend a lot of time in the emergency room?

[Wells]

They need a poor peoples uninsured hospital and also a hospital for the rest of society. I pay a shit ton of money out of my own pocket for health care coverage and should get better service than someone without coverage who just shows up in the emergency room for some bullshit cough.

So medical care should be based on how wealthy you are?

[belfpala]

Cut the military budget in half. Insure every US citizen with that half.

Done.

Disagree?

[Hooked]

So medical care should be based on how wealthy you are?

It should be based on whether or not you actually have medical insurance at the hospital you seek treatment from. Kaiser is a pretty nice hospital but thats because insurance costs an arm and a leg from there.

[belfpala]

It should be based on whether or not you actually have medical insurance...

Stopped reading, too long. Health care is a basic human right.

[Tradewind]

It should be based on whether or not you actually have medical insurance at the hospital you seek treatment from. Kaiser is a pretty nice hospital but thats because insurance costs an arm and a leg from there.

Or government health insurance and government hospital.

[Wells]

Or government health insurance and government hospital.

Or government insurance and private/charity hospitals and people can go to whatever one they like. That way you still have markets forcing hospitals to improve and everyone can afford care.

[Tradewind]

Or government insurance and private/charity hospitals and people can go to whatever one they like. That way you still have markets forcing hospitals to improve and everyone can afford care.

That works too, the key is affordable and accessible. Though I don't think there's an apathy among doctors and nurses towards patient care that would force hospitals not to improve themselves, so not necessarily a need for competition between them. Perhaps for General Practitioners though, kind of how the UK does it through incentives to doctors to promote healthier living, or here in Canada where Doctor's are generally paid per patient. But that's more of a self-driven thing, as opposed to competition between other care givers.

[Wells]

That works too, the key is affordable and accessible.

Yeah I'm all for market forces in health care so long as we can make sure that everyone has as much access as we can, and single payer seems the best way to ensure that.

[Jackmoves]

Single Payer, universal health-care for basic and emergency needs as well as subsidized prescriptions. Employer's should provide extra care as part of full time benefits to their employees through private insurers, for things such as Dental, drugs and Eye-Care. Additionally supplemented by private practices, usually for specialists, for persons with means, but not above and beyond what would normally be available to the public.

It's my understanding this is how most of the world does it already...with one very large anomaly yet to buy into it.

Pretty much this, provide a free market for insurance companies for those who want to sign health insurances that covers private care as well.

Me and my girlfriend are insured with Trygghansa and it costs us $60/month(30 each) for all types of private medical care, any other private treatment, surgery and hospitalization, travel and accommodation, aftercare, medical utilities, crisis therapy and most importantly financial compensation for the time I might end up being hospitalized.

[belfpala]

Yeah I'm all for market forces in health care so long as we can make sure that everyone has as much access as we can, and single payer seems the best way to ensure that.

We also need to get rid of for-profit hospitals. I'm not saying the people involved won't be paid well. Very well. And I'm not saying that medical devices won't be expensive, so that companies like Medtronic and Boston Scientific can keep flipping hundreds of millions of $ in patent lawsuits. Just cut out the profit overhead the end consumer is paying.

[araine]

Full government controlled so we get rid of the for profit motive. Hospitals etc should also be government owned and operated most of the time since failing to do so just means you let more for profit motives drive up the cost.