Why I think you're making this thread completely idiotic? Explanations are usually necessary to dumb things down - you've done a stand-up job of it so I'll let your work speak for itself.
How someone can afford it is not something that needs to be explained. How can a homeless man walk into a diner on a Sunday and buy a Pabst Blue Ribbon?
There are questions in life worth your time and energy. This is not one of them.