It's a very long story, but I'll try to explain it the best way I can.
Last November I was looking to join a gym because I was planning to join the military and I needed to loose weight. So I stopped by Gold's Gym, a chain in the united states, they sounded good and I signed the contract. However, I didn't know what I was signing, the rep made it sound like it was month-to-month but he intentionally left out a HUGE detail. I was committed for 2 years and I had to pay membership every month. I couldn't do that because my circumstances is pretty unpredictable and I couldn't guarantee I will be able to pay for two years and I don't plan on being a member for that long either. I realized that 5 minutes later, and I told the guy I wanted out. I haven't left the fucking building yet and the douche bag in the track suit refused to tear it up because he was looking after his own ass. I called my mom (yeah, I called my mom you wanna fight about it?) because she was the one paying for it, and over the phone she told him to tear it up as well and he still refused.
before I go on, in the united states you have a three-day-grace period to back out of a contract.
I exercised that right and called their office upstate demanding that they cancel the contract. They refused to do it over the phone and they told me to send all my contracts and stuff in the mail with a letter saying that I want to cancel my contract. The very next day I did just that, and I thought it would be the end of it.
However, fast forward two months later I noticed that gold's gym is charging my account. When I called them about it they told me that they had no record about me canceling the contract. I know that it's a load of bullshit, and it far too convenient for them that my letter mysteriously got lost in the mail.
I called my bank and explained what's going on. They found that there was an error and they refunded my money and stopped gold's gym from making any more charges.
Now gold's gym is all butthurt that I cut them off from my checking account. I got a letter from them yesterday saying that if I don't pay up they're going to sue me. I have no money, I got $20 dollars to my name and I can't pay them or pay a lawyer to help me out.