I calculated the total use of the system with OC, and it should run at approximately 35-40% usage, which is right in the range of 91-92% efficiency for this particular PSU.
I have drank with russians, but love the drink White Russian
Edit: I did get the panel for the picture quality mainly. I will be doing some editing of pictures and the like as well as gaming, so pretty much what Tetris said.
Edit2: Lucky 7s.