If you are DEFINITELY training hard (and I mean lifting too) then it's pretty likely the fats going to muscle aka "re-composition".
The basic plan for FAT loss though is about as easy to work from as you like. No counting, charts, pills, potions etc just very simply:
1) 2 Litres of water per day
2) Enough protein daily (this is sposed to be about 1 gram per lean lb of body mass if I remember. So long as you are getting plenty though...)
3) Lift 3 times a week
4) Reduce intake (start highish and just keep cutting back till you spot the weight going down)
That's it.
If you want to add fractionally to it (and these things make no difference to success/failure, they can just make life easier as you go) then consider a protein supplement if you really struggle to get through 150g of protein a day (eggs have about 6g of protein - vs other sources they're a good source and have a lot of other good things in them but there's still a few lingering worries about cholesterol in the yolk). I'd also suggest if you are going to take ANYTHING as a supplement then take fish oil. Omega 3 fatty acids help a LOT in breaking down stored fat.
Cardio obviously helps too, it gives your respiratory system a much better workout than lifting does which has a big say in how fit/healthy you are. If you are doing cardio do it AFTER you lift. Lifting produces various hormones etc that has the body start tapping the fat cells, if you do the cardio after you are then causing stored fat to be used aggressively to provide energy. I tend to think of it as lifting tenderises the fat cells, cardio is then better able to burn them. Cardio is only needed to control the calorie balance though. If you can control the diet well enough and just want to LOOK healthier (not suggesting this as a good idea but..) it's not needed. You can just lift and get "in shape".
Stay away (generally) from other gym supplements, there's no real need. I've used a few "fat cutting" type things before and they work but... not massively more so than just working out a bit more. You'd get a similar effect from a small, strong coffee and a couple of squares of dark chocolate before a workout, they're just stimulants. Coffee de-hydrates though, not so good.
Personally I'm still quite a big guy, I'm carrying a bit more fat than I'd like but I'm to a point now from trying a few bits and working out different ways to know what I need to do. Been having a vague go at it again since the new year and down about 6kg which is a fairly easy, decent level of loss to maintain.
If you want it to be long term you need to see it as a lifestyle change rather than "going on a diet". Walk more, buy a few weights you can use in a bit of a workout at home. Diet wise you sound to be going at it pretty well, make sure the other side works ok too.
Here's a decent "stripped down" starting guide:
http://forum.bodybuilding.com/showth...9247741&page=1
You don't have to be wanting to DO bodybuilding, it's the same idea though. Maintain protein + lift then either increase calories to get bigger or reduce calories to ditch fat.
Only thing I'd change from the above (and it's purely personal) is that I prefer to do a full body weights workout rather than splits. I'm purely interested in ditching fat though and can sort out balancing things out when I'm done Activating each muscle group IMO gives better results than stressing 2/3 groups like you would with splits.