House Republicans release ObamaCare replacement bill

[Kujako]

Republicans rejected an amendment to the bill that would require it to "cover more people for less money" like Trump said it would.

[Breccia]

Republicans rejected an amendment to the bill that would require it to "cover more people for less money" like Trump said it would.

Trump promised the impossible. The GOP is not that stupid.

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Health policy experts at the Brookings Institution said Thursday that they expect the independent Congressional Budget Office's analysis of House Republicans' health care bill to project a loss of health care coverage for at least 15 million people over ten years. "Estimates could be higher, but it's unlikely they will be significantly lower,"

The GOP has pre-emptively dismissed the CBO report.

[kaid]

The best way to fix all that is to go single payer.

This is why I am cautiously hopeful that the republican plan will pass. It has every likely hood of crashing the insurance system as we know it and until that happens they simply to powerful of a lobby group to get single payer to fly. But if the insurance industry gets wrecked then what is left of them would have incentive to support some kind of single payer system with bonus private plans like some countries do.

[cubby]

So, Trumpcare is basically tax breaks for the wealthy, and less coverage for the poor/middle-class.

Yay?

[NYC17]

So, Trumpcare is basically tax breaks for the wealthy, and less coverage for the poor/middle-class.

Yay?

No no no no no no no no no no noooo...

Tax breaks for the rich, less coverage for the poor/middle class...but more access for them <wink wink>.

[StayTuned]

Boy I've never been this happy about not living in the USA.

Judging by this thread, the bill is nothing more than Trump's favor to the insurance companies and wealthy individuals.

We'll who would have guessed

[Draco-Onis]

This is why I am cautiously hopeful that the republican plan will pass. It has every likely hood of crashing the insurance system as we know it and until that happens they simply to powerful of a lobby group to get single payer to fly. But if the insurance industry gets wrecked then what is left of them would have incentive to support some kind of single payer system with bonus private plans like some countries do.

It won't crash the system it will bring it back to the way it was millions uninsured and insurance companies charging whatever they want. As a bonus the insurance companies and their executives will get huge tax breaks at the taxpayer's expense win win win unless you aren't rich then you are just screwed.

[Zan15]

Obamacare has been a disaster. Without going into too much detail it has cost me a lot of money.

give a little detail, because i bet the new plan is going to cost you even more.

how could it not? every analysis so far says almost every segment of the population will see increases in premiums. there is no cost controls and the ones that were there are taken out, costing you more money.



only people saving money are business owners who will refuse to give healthcare after the requirement is scrapped, or folks making over 250k

[Glorious Leader]

They've been bitching for 6 fucking years, and the best replacement they have is essentially Obamacare, but worse?

El Oh El.

No fucking sane person thought theyd have shit. The aca was mitt romneys plan to begin with. The same one heritage put forward in the 90s. These fucking republican right wing clowns thought they could sit back and hurl fucking bombs until it was theirs to govern and now it turns out governing is hard and healthcare is complicated! No shit fucking sherlock. Its especially fucking hard when you insist on balancing the entire fucking thing in favor of healthcare insurance middle men who just want to fucking profit out of the whole thing.

[Cthulhu 2020]

It just wouldn't be a Republican endorsed bill if it didn't give tax cuts to the wealthy.

It's just mind-boggling that on this forum we have many left leaning folks who make the $250,000 household income to get the 3.8% tax break this proposal would give them yet have compassion enough to realize it's at the cost of their fellow Americans' healthcare.

And right at the same time we have a whole lot of right leaning folks who have their heads barely above water thinking this is the greatest thing in the world because they believe it's those in poverty who are making their lives miserable...and they should suffer for it.

Correct me if I'm wrong but if you're engaging in a behavior that helps very few at the top while having the potential to cause a great deal of harm to the majority...does that not make you a sociopath? (Not You specifically...a general You)

Having zero empathy, and wishing direct harm upon others because you dislike them is the very definition of being a sociopath. So yes, there is an entire party made up of sociopaths and sociopath sympathizers in our country.

[Jastall]

Obamacare- Must be covered by insurance or will receive penalty, ~25% of annual insurance cost, meaning if you're healthy, better off paying the penalty, raising the premium rates. Companies of 50 or larger must insure all full-time employees, meaning either have all part-time staff or have 49 or less employees. Provides tax credit based on income. Allows up to 3,400 credit in HSA not to be taxed, or 6,400 for family (this is not given to you, you can put this into the account and it won't be taxed until that amount). Covers preexisting conditions. Children up to age 26 are insured on parents plan.

TrumpCare- No longer required to be insured, but if you go uninsured and then go with a private plan, have to pay THE INSURANCE COMPANY a 30% penalty on the annual cost of the insurance. No subsidies to pay deductibles or co-payments starting 2020. Credit will be allocated by age, not income (good for elderly, bad for the young). Will cap enrollee on medicaid by 2020 by state (better get on it now!). has an HSA for tax-free up to 6,400 as individual or 13,100 for household (not bad). Children up to 26 are insured by parents, covers all preexisting conditions.

RandCare- Given 5,000$ credit annually, even if you don't spend the 5,000, still taxed as if you did. All insurance paid through HSA but is never taxed no matter how much you put in. HSA can be used on relatives or spouse. Money in the HSA stays in year over year. Let us be reminded that the average surgery costs 45k, not including therapy or medications associated with surgery. Will cover preexisting conditions for the first 2 years you enter the plan, but after that it will not cover those conditions unless you stay with the plan. If you leave then come back, they are not covered (wat).This doesn't solve the problem.

All the health care plans are awful.

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Like a dog chasing its tail, spent 7 years and finally grabbed it, not knowing what to do with it. Then they just let go of the tail and said they did it and because they did it is is better.
Oh my god... Why are they running this country. Spent more time repealing than building something to repeal it with.

Maybe after a few more years of that loads of nonsense, you americans will figure out that a single-payer system works better than a unholy mess of private and public interests that has the downsides of both and the benefits of neither, unless you're a rich person that is.

But what am I saying, that would be socialism, and we can't have that.

[Zan15]

OH THE HITS KEEP COMING



One item tucked into the GOP health care bill is a section that relaxes a provision in the Obama health law, which restricted how much health insurance companies could deduct on their taxes related to executive pay. Congressional tax experts testified that the provision will cost taxpayers $400 million over ten years –

meaning that health insurers will pay about $40 million less in taxes annually.


http://www.dailykos.com/stories/2017...arty-line-vote




http://www.latimes.com/business/hilt...story,amp.html


cOncealed within the 123 pages of legislative verbiage and dense boilerplate of the House Republican bill repealing the Affordable Care Act are not a few hard-to-find nuggets. Here’s one crying out for exposure: The bill encourages health insurance companies to pay their top executives more.

It does so by removing the ACA’s limit on corporate tax deductions for executive pay. The cost to the American taxpayer of eliminating this provision: well in excess of $70 million a year. In the reckoning of the Institute for Policy Studies, a think tank that analyzed the limitation in 2014, that would have been enough that year to buy dental insurance under the ACA for 262,000 Americans, or pay the silver plan deductibles for 28,000.

[Pickynerd]

You do know your employer could have set the deductible at 0 if they wanted to. they could have set it at 10,000.
They can make you pay 1 dollar, 10 dollars, 100 dollars, whatever they decide if you don't already have a contract in place or are part of a union.


EMPLOYER based health insurance. Its not Obamacare. Obamacare does not set deductibles on Employer based health insurance. Obamacare does not set prices on your portion of your Employer based health insurance.


they passed more of the cost sharing to you because they could, and for some reason you are convinced that it was Obamacare.


Only thing Obamacare changed was
Keeping your kid longer (which most corporate plans already had)

getting rid of pre-existing (which most corporate plans already got rid of or did not have since it was open coverage for all employees.)

getting rid of lifetime maxes.



let me give you a hint where most of your cost increases came from. Cost of healthcare & Employer passing more % of the cost to you from them.


Go back and look at your W2's for the last 4 years.
Box 12.

Report back how much that number is and how much you paid a year. (already asked half dozen people to do this but they all for some reason won't...coughREALITYSUCKScough...)

Wana bet the % of that number you pay each of the 4 years went higher and higher and higher?

But hey keep blaming Obamacare, corporations love that. Cost sharing shift and someone to blame it on. WINNING

I know what I have isn't OC, but the fact that you HAVE to have insurance by law gave every insurance company the go-ahead to fuck everyone.

[Cthulhu 2020]

I know what I have isn't OC, but the fact that you HAVE to have insurance by law gave every insurance company the go-ahead to fuck everyone.

If you think everyone is getting fucked now, you're in for a real treat if this AHCA ever passes... which it's looking like it won't.

As someone who buys my own insurance, I would be hurt dramatically by the increase in premiums if it passes, but in a schadenfreude kind of way, I almost want it to pass, just so I can see all of the excuses from Republicans when it fails and we're forced to go single payer to clean up the mess.

[Zan15]

and on the countdown coming in at #3, its AHCH mandate cost more then ACA mandates.


http://finance.yahoo.com/news/cost-b...214439134.html


For example, a 50-year-old earning $47,520 annually would pay just $465 for being uninsured for six months under Obamacare.

But that same person but would be on the hook for up to $1,991 in penalties under the Republicans' plan if they were uninsured for the same time period and then signed up for coverage, the analysis finds.



Another Avalere chart showed how a 27-year-old person earning $35,640 annually would owe $695 in penalties under Obamacare for being uninsured for a full year.

That same person, if they sought to sign up under the Republican plan for coverage after year-long lapse, would owe $1,006 in penalties if they enrolled in the least expensive form of insurance, and $1,169 in penalties if they purchased the second-cheapest type of coverage.

[Pickynerd]

If you think everyone is getting fucked now, you're in for a real treat if this AHCA ever passes... which it's looking like it won't.

As someone who buys my own insurance, I would be hurt dramatically by the increase in premiums if it passes, but in a schadenfreude kind of way, I almost want it to pass, just so I can see all of the excuses from Republicans when it fails and we're forced to go single payer to clean up the mess.

I know, it would probably be just as bad as the market, or maybe, sadly as bad as all the new jobs that has been created since the 1st of the year. If it gets any worse we might have a middle class again.

[breadisfunny]

and on the countdown coming in at #3, its AHCH mandate cost more then ACA mandates.


http://finance.yahoo.com/news/cost-b...214439134.html


For example, a 50-year-old earning $47,520 annually would pay just $465 for being uninsured for six months under Obamacare.

But that same person but would be on the hook for up to $1,991 in penalties under the Republicans' plan if they were uninsured for the same time period and then signed up for coverage, the analysis finds.



Another Avalere chart showed how a 27-year-old person earning $35,640 annually would owe $695 in penalties under Obamacare for being uninsured for a full year.

That same person, if they sought to sign up under the Republican plan for coverage after year-long lapse, would owe $1,006 in penalties if they enrolled in the least expensive form of insurance, and $1,169 in penalties if they purchased the second-cheapest type of coverage.

you do realize by regurgitating random colors for your highlighted words your actually making some of your posts hard to read?

[Xeones]

So is the goal here for republicans to just say "we passed something" and hope democrats fix it in 2020?

[Zan15]

you do realize by regurgitating random colors for your highlighted words your actually making some of your posts hard to read?

get a black and white monitor then....

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I know what I have isn't OC, but the fact that you HAVE to have insurance by law gave every insurance company the go-ahead to fuck everyone.

you've been bent over since 1980's by insurance companies, drug companies, doctors, etc and now you have a problem with it.

were you not working during the roll out of HMO's in the 90's with 20% being normal rate increases after they gutted ppo?
were you not around in the 2000's when they hard core pushed denials, pre existing and approvals that never happened?

etc etc etc

[Orbitus]

I know, it would probably be just as bad as the market, or maybe, sadly as bad as all the new jobs that has been created since the 1st of the year. If it gets any worse we might have a middle class again.

Sorry, but there really hasn't been any jobs that have been created that Trump can claim.