No doubt. The point I was making as that folks like you and I and our children are going to be OK down the road because of generational wealth. A lot of people aren't going to be that lucky and are going to continue to grind themselves to death just to make ends meet. So for people like us to say just get lucky or have well-to-do parents die and you'll be fine is as asinine as telling someone who lives paycheck to paycheck that they're going to be a millionaire if they just save $15/month.