This is something most, if not all of us, have encountered by now - whether personally or by proxy. So how have you chosen to handle the whole "if something happens to you" thing regarding your online life?
How will the people that you have a "virtual" friendship with - that are good friends but might not be in direct, daily contact with you - know if you've died or are otherwise out of commission? How will your guild know if you aren't on a close personal level with any of them? Obviously "close personal level" is subjective. Some people give out their contact information freely, others do not.
If you care enough to let people in whatever MMO(s) you play know that you're dead or even otherwise incapacitated, what's your system?
I have given my wife a list of passwords and accounts in the event something happens to me, so that she can let people know....I'm curious how other people have chosen to deal with it.