Originally Posted by
Kittyvicious
An important thing to note is that the escrow transfers will actually put you over the credit cap. For example, you play the game and earn your cap (not hard at max level with some dailies). You continue doing dailies for a week and have built up a bank of 2 million credits. You then purchase 2 escrow transfers of 600k, a total of 1.2 Million credits.
Once used, this will add that total to your current credit cap of 350k, bringing your current available credits to 1,550,000 credits. Afaik there is no limit to currency when using the escrow withdrawal items. So while there is a small financial penalty (in game) for accumulating wealth, it is not impossible.