loans and debt

[GennGreymane]

never pay the bare minimum.

[zenkai]

Question concerning credit. Is it better to pay off loans or credit card debt all at once or is it better to make payments every month? I've been googling and have found conflicting answers.

Depends on your interest rates on each, pay off the higher ones first. Try to keep your CC dept half of what your limit is, it affects your credit score to max them out.

[slime]

It's all about the interest.

[Draco-Onis]

Pay off your debts don't worry about your credit score it will come naturally, the only time you want debt is when the asset you buy will increase in value that is greater than the interest. Also if you get married or live with a significant other don't live like you have two paychecks live like you are still living on one. That's the best piece of advice I can give and I wish I got it sooner rather than having to learn it myself.