1. #94821
    Quote Originally Posted by Rasulis View Post
    We'll pay higher premiums for sure. I am okay with higher premiums. However, some homeowners may not be able to afford it. This NPR interview may give some insights. The 1990s even referred in the interview was the Northridge Earthquake. After that seismic event, insurance companies stopped providing earthquake insurance in CA.
    If you don't want to pay through the nose for insurance maybe don't build in area's prone to wildfires...
    It ignores such insignificant forces as time, entropy, and death

  2. #94822
    Quote Originally Posted by Rasulis View Post
    We'll pay higher premiums for sure. I am okay with higher premiums. However, some homeowners may not be able to afford it. This NPR interview may give some insights. The 1990s even referred in the interview was the Northridge Earthquake. After that seismic event, insurance companies stopped providing earthquake insurance in CA.
    Yeah a lot of the changes wrt housing in California feel insanely short term.

    The new policy of letting insurers raise the premiums but forcing them to cover fire prone areas feels like having your cake and eating it too.

    https://apnews.com/article/californi...90db06d230f1d1

    The issue is obvious, people should not be living in those areas straight up. But its already done

  3. #94823
    Quote Originally Posted by Gorsameth View Post
    If you don't want to pay through the nose for insurance maybe don't build in area's prone to wildfires...
    A lot of folks living in homes that were built (or at least on property where homes were first built) long before they were born, and the risk of wildfires was dramatically lower then.

    Things change over time. Climate change has changed quite a bit, already.

  4. #94824
    Merely a Setback Kaleredar's Avatar
    10+ Year Old Account
    Join Date
    Sep 2010
    Location
    phasing...
    Posts
    26,852
    Quote Originally Posted by Gorsameth View Post
    If you don't want to pay through the nose for insurance maybe don't build in area's prone to wildfires...
    These areas are in Los Angeles proper and have been built up for a century. These aren’t places newly built in the middle of nowhere.

    The only feasible solution would have been “reduce the wilderness in Los Angeles to dirt” if your interest were in ensuring there were no wildfires… Of course, then you have mudslides when it rains, because you removed all the foliage.


    It’s a side effect of climate change, one that’s being felt in other ways all throughout the world.
    “Do not lose time on daily trivialities. Do not dwell on petty detail. For all of these things melt away and drift apart within the obscure traffic of time. Live well and live broadly. You are alive and living now. Now is the envy of all of the dead.” ~ Emily3, World of Tomorrow
    Quote Originally Posted by Wells View Post
    Kaleredar is right...
    Words to live by.

  5. #94825
    Quote Originally Posted by Kaleredar View Post
    These areas are in Los Angeles proper and have been built up for a century. These aren’t places newly built in the middle of nowhere.

    The only feasible solution would have been “reduce the wilderness in Los Angeles to dirt” if your interest were in ensuring there were no wildfires… Of course, then you have mudslides when it rains, because you removed all the foliage.


    It’s a side effect of climate change, one that’s being felt in other ways all throughout the world.
    Im sure there are other means of stopping mudslides, probably easier to deal with then leaving the wilderness and having these fires.

    Seems like I see news about neighbourhoods burning down to fires every year, you'd think people would do more about it. But maybe that's the Dutch in me talking.
    It ignores such insignificant forces as time, entropy, and death

  6. #94826
    Quote Originally Posted by Gorsameth View Post
    If you don't want to pay through the nose for insurance maybe don't build in area's prone to wildfires...
    One of the two biggest fires is in Altadena, a location that is decidedly NOT fire-prone wilderness, because it's practically just a suburb of the city of Los Angeles. It's currently burning down because 100mph gusts are blowing embers all over the goddamn place and burning areas that aren't normally at risk of burning, on top of which it's a historically black neighborhood because it's one of the few places in the area that wasn't racially redlined back in the day, so maybe shut the fuck up about blaming the people who lost everything in a historically unprecedented firestorm, okay?
    Last edited by DarkTZeratul; 2025-01-12 at 10:16 PM.

  7. #94827
    Brewmaster diller's Avatar
    3+ Year Old Account
    Join Date
    Jan 2022
    Location
    Denmark
    Posts
    1,332
    Quote Originally Posted by caervek View Post
    I know everyone is laughing at Trump over this, but looking at it with an outside lens his idea does have some merit.

    When you think about it, it was named the Gulf of Mexico due to being surrounded by mostly Mexico, but since then a lot of Mexico has been annexed by the USA, and now the gulf is surrounded by mostly the USA so renaming it does actually make a lot of sense (it's sort of like how Siberian tigers were renamed Amur tigers due to their habitat changing).
    Not at all, he clearly wants to change it entirely for political reasons - using your flawed logic all Spanish named cities should be renamed to English as well.

  8. #94828
    Immortal Poopymonster's Avatar
    10+ Year Old Account
    Join Date
    Jul 2013
    Location
    Neverland Ranch Survivor
    Posts
    7,749
    Quote Originally Posted by Edge- View Post
    A lot of folks living in homes that were built (or at least on property where homes were first built) long before they were born, and the risk of wildfires was dramatically lower then.

    Things change over time. Climate change has changed quite a bit, already.
    Some of them may not believe in climate change, but their insurance companies sure as hell do.
    Quote Originally Posted by Crissi View Post
    Quit using other posters as levels of crazy. That is not ok


    If you look, you can see the straw man walking a red herring up a slippery slope coming to join this conversation.

  9. #94829
    Old God PhaelixWW's Avatar
    10+ Year Old Account
    Join Date
    Dec 2012
    Location
    Washington (né California)
    Posts
    10,895
    Quote Originally Posted by Gorsameth View Post
    If you don't want to pay through the nose for insurance maybe don't build in area's prone to wildfires...
    Fuck that. That's the entirety of California.
    R.I.P. Democracy


    "The difference between stupidity
    and genius is that genius has its limits."

    --Alexandre Dumas-fils

  10. #94830
    Void Lord Breccia's Avatar
    10+ Year Old Account
    Join Date
    Oct 2010
    Location
    NY, USA
    Posts
    41,447
    Quote Originally Posted by Poopymonster View Post
    Some of them may not believe in climate change, but their insurance companies sure as hell do.
    It's always interesting what people decide is real, and what people decide is fake, when it's their money on the line. Also insurance companies hire people like actuaries who know how to read things like "2024 was the hottest year on record, again"

  11. #94831
    Quote Originally Posted by DarkTZeratul View Post
    One of the two biggest fires is in Altadena, a location that is decidedly NOT fire-prone wilderness, because it's practically just a suburb of the city of Los Angeles. It's currently burning down because 100mph gusts are blowing embers all over the goddamn place and burning areas that aren't normally at risk of burning, on top of which it's a historically black neighborhood because it's one of the few places in the area that wasn't racially redlined back in the day, so maybe shut the fuck up about blaming the people who lost everything in a historically unprecedented firestorm, okay?
    There are parts of Los Angeles that feels like wilderness havens in the middle of the city. Canyons & hills covered in greeneries with houses tucked in-between. Our in-laws in Laurel Canyon showed us mountain lion footage captured on their backyard cam. Although, this time the wildfires driven by 100 mph winds actually extended well outside the wild land. Helicopter footage of Malibu below should give people some perspective of the scale of the damage which extends all the way to the coast.


  12. #94832
    Elemental Lord Templar 331's Avatar
    10+ Year Old Account
    Join Date
    Jul 2012
    Location
    Waycross, GA
    Posts
    8,327
    Quote Originally Posted by PhaelixWW View Post
    Fuck that. That's the entirety of California.
    For most of my life I've lived next to the Okefenokee Swamp. About every decade or so we get a pretty hard drought followed by the swamp catching fire. The biggest so far was the one in 2007.

    https://en.wikipedia.org/wiki/Bugaboo_Scrub_Fire

    If a freaking swamp can catch fire and burn then anywhere can.

  13. #94833
    Quote Originally Posted by Gorsameth View Post
    If you don't want to pay through the nose for insurance maybe don't build in area's prone to wildfires...
    This basically. It sucks for the people there but the insurance market is telling you something, its up to you to listen to it. And if insurance rates would have been allowed to increase as they should have, then maybe less people would have been affected by the wildfires.

    Markets are always telling you something. Policymakers can choose to remain indifferent

  14. #94834
    Merely a Setback Kaleredar's Avatar
    10+ Year Old Account
    Join Date
    Sep 2010
    Location
    phasing...
    Posts
    26,852
    Quote Originally Posted by NED funded View Post
    This basically. It sucks for the people there but the insurance market is telling you something, its up to you to listen to it. And if insurance rates would have been allowed to increase as they should have, then maybe less people would have been affected by the wildfires.

    Markets are always telling you something. Policymakers can choose to remain indifferent

    Yes, because insurance companies are always known for operating in good faith and with the customer's best intentions in mind.

    They aren't taking any and every excuse to... what was it, deny, defend, depose?
    “Do not lose time on daily trivialities. Do not dwell on petty detail. For all of these things melt away and drift apart within the obscure traffic of time. Live well and live broadly. You are alive and living now. Now is the envy of all of the dead.” ~ Emily3, World of Tomorrow
    Quote Originally Posted by Wells View Post
    Kaleredar is right...
    Words to live by.

  15. #94835
    Quote Originally Posted by tehdang View Post
    I'll say it here. The solution for responsibility is to govern well and inform the public when you're unable to perform your job responsibilities.
    Imagine the kind of total lack of self reflection and the sheer level of cognitive dissonance required to post something like this while shilling for the Republican disaster that is Trump........

  16. #94836
    Quote Originally Posted by Kaleredar View Post
    Yes, because insurance companies are always known for operating in good faith and with the customer's best intentions in mind.

    They aren't taking any and every excuse to... what was it, deny, defend, depose?
    This isnt about the good faith of insurance companies. Its about their profit motive, if insurance companies are leaving bc of your regulations ask yourself why.

  17. #94837
    Quote Originally Posted by NED funded View Post
    if insurance companies are leaving bc of your regulations ask yourself why.
    Jesus why are you so adamant on being wrong in so many threads?

    They're leaving because of exposure, same as companies in Florida. They're leaving because the calculation of, "How when will we have to pay out and how much." is "Very often, and a helluva lot." which is not how insurance companies make their money. They don't like paying claims. Ever.

    States can't enact policy that impacts global climate change, my dude.

  18. #94838
    The Lightbringer tehdang's Avatar
    7+ Year Old Account
    Join Date
    Mar 2015
    Location
    SoCal
    Posts
    3,210
    Quote Originally Posted by Surfd View Post
    Imagine the kind of total lack of self reflection and the sheer level of cognitive dissonance required to post something like this while shilling for the Republican disaster that is Trump........
    I do actually mean that if you have to Trump and Republicans for fire response in California, then maybe the problem is seeking blame far afield than wondering about California. This is shooting the messenger.
    "I wish it need not have happened in my time." "So do all who live to see such times. But that is not for them to decide. All we have to decide is what to do with the time that is given us."

  19. #94839
    Quote Originally Posted by tehdang View Post
    I do actually mean that if you have to Trump and Republicans for fire response in California, then maybe the problem is seeking blame far afield than wondering about California. This is shooting the messenger.
    May as well blame Florida for being in the path of hurricanes.

    Welcome to the consequences of climate change that Republicans still regularly deny is a thing that exists, natural disasters can and are getting worse. As we're seeing.

  20. #94840
    Quote Originally Posted by PhaelixWW View Post
    MAGA cultist (whispering): "But... I thought we still had to make America great?"
    Out of curiosity, why do people get infractions for saying Trump derangement syndrome, but maga cultist trolling is okay? Is it the selective moderation here like meta is doing away with?

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •