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  1. #1
    Over 9000! Milchshake's Avatar
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    Oklahoma Passes Obamacar

    This is big news. In a state that Trump won by 30%:
    • won with 50.5 of the vote
    • 200,000 citizens get healthcare
    • It was enshrined in the state constitution



    Oklahoma voters approve Medicaid expansion as coronavirus cases climb
    The state is the first to expand Medicaid during the pandemic.

    Oklahoma voters on Tuesday narrowly approved a ballot measure to extend Medicaid to tens of thousands of poor adults, making their state the first to expand government-backed health insurance during the pandemic.

    The vote, which passed with 50.5 percent support, also throws a wrench in the Trump administration’s plan to make Oklahoma the first state to receive its permission to cap Medicaid spending, a longtime goal of conservatives hoping to constrain the safety-net entitlement program.

    Oklahoma has become the fifth state where voters defied Republican leaders to expand Medicaid through the ballot. Missouri will hold a similar vote on Medicaid expansion later this summer.


    Republicans keep using the courts to go after the ACA because their own core ideas about healthcare — i.e. most people who have insurance should either have worse insurance or no insurance, and people with no insurance should go fuck themselves — have virtually no mass constituency, and can’t win even in off-term elections with overwhelmingly Republican electorates.
    Government Affiliated Snark

  2. #2
    Obamacar? Does it only turn left?

    But seriously. Good news for Oklahomans.

  3. #3
    Quote Originally Posted by Vegas82 View Post
    It’s too bad Trump is seeking to end this via SCOTUS. People are going to need to vote to have any hope of saving it.
    Would that work though, because the reason why the Trump administration thinks, Obamacare can be repealed, is clearly a violation of the spirit of a law, and based on interpretation of a lawyer's dodge.

  4. #4
    One has to wonder who do republicans care about.

    Clearly they do not care about their constituents, who overall like ACA, want gun control laws, want police reform.

    Yet their representatives fight against all these things and convince them they don't need it...

    Often it feels like the left sees a problem, comes up with a solution and that's it.

    The right sees a problem, agrees with the left's need for a solution, may actually agree with the solution, will vote for a person against said solution, will then fight against said solution, yet when polled will agree with solution... and it isn't until they are gravely affected by their attack against the thing they also supported that they will change.
    Last edited by Themius; 2020-07-01 at 02:02 PM.

  5. #5
    The Undying
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    Quote Originally Posted by Vegas82 View Post
    It’s too bad Trump is seeking to end this via SCOTUS. People are going to need to vote to have any hope of saving it.
    If, and this is a big IF, Biden wins in Nov and the Senate flips AND the House stays blue, I would imagine a beefed up version of the ACA or a M4A-lite will be one of the first pieces of legislation off the block. Especially as the Coronavirus will still be surging through the country in Phase 2.

  6. #6
    The Undying Breccia's Avatar
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    Quote Originally Posted by some guy View Post
    Obamacar?
    The Tulsa Tesla.

    Funny how people who railed against socialist handouts change their tune when they're the ones with no money, job, or health care. During a lethal outbreak.

  7. #7
    Quote Originally Posted by Breccia View Post
    The Tulsa Tesla.

    Funny how people who railed against socialist handouts change their tune when they're the ones with no money, job, or health care. During a lethal outbreak.
    That's because they don't see themselves as living off of the system. They just need some temporary help so they can get back to the perpetual boot strap pulling up.

  8. #8
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    Quote Originally Posted by some guy View Post
    That's because they don't see themselves as living off of the system. They just need some temporary help so they can get back to the perpetual boot strap pulling up.
    Yeah, unfortunately this is it. When THEY do it it is for legitimate reasons that everyone can understand and it's completely okay. It's only everyone else that is abusing the system and must be punished for it. I would not be surprised if these very same people will still support the destruction of the ACA entirely.

  9. #9
    Wow they just barely voted for their own self interest. well done. Nice to see the legislative who hate this have to actually help people in their state.

  10. #10
    Quote Originally Posted by Themius View Post
    Yet their representatives fight against all these things and convince them they don't need it...
    Because there are two very aggressive minorities that make those reps worry:
    1 - The boot strap crowd who are big enough to primary those reps. (Note: Only white people are allowed to boot strap, everyone else gets the Tulsa treatment)
    2 - The rich assholes who bankroll them.

    Quote Originally Posted by Themius View Post
    The right sees a problem, agrees with the left's need for a solution, may actually agree with the solution, will vote for a person against said solution, will then fight against said solution, yet when polled will agree with solution... and it isn't until they are gravely affected by their attack against the thing they also supported that they will change.
    I wouldn't overstate this particular victory. It was a pretty thin margin. There's a minority of GOP voters who this time decided they would be ok with some government spending even if that spending went to minorities.

  11. #11
    Quote Originally Posted by some guy View Post
    That's because they don't see themselves as living off of the system. They just need some temporary help so they can get back to the perpetual boot strap pulling up.
    umm, you have this half ass backwards.

    They are not living off the system, they are getting benefits that they help pay for every year when they need it. They are living off their own money.
    Problem is people need it each year, every month, every day not just during some pandemic.

    OK is a "taker" state. they have been living "off the system" now for decades on top of decades, getting back multiples for what they pay into the system.
    They were just too prideful to admit they were wrong about the ACA and now they are asking for help.

    Just like the tens of thousands of people who are now signing up for subsidized ACA coverage who before voted against and hated "Obamacare" because Trump told them they should hate it.


    it was all fine and dandy when it was just the poor and minorities suffering. Now the middle class and non minorities are suffering they push ACA Medicaid expansion through. How nice of them.
    Buh Byeeeeeeeeeeee !!

  12. #12
    The Forgettable Forgettable's Avatar
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    Based on the title I was expecting a ridiculous nascar-style race video.

  13. #13
    The Lightbringer
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    Quote Originally Posted by Forgettable View Post
    Based on the title I was expecting a ridiculous nascar-style race video.
    So that must be what the Cons meant by Obama starting a race war with his rhetoric!

  14. #14
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    Quote Originally Posted by Forgettable View Post
    Based on the title I was expecting a ridiculous nascar-style race video.
    I came for the free car, but all I got was “Obama Phone” singing in my head, to the tune of “Banana Boat”...
    Folly and fakery have always been with us... but it has never before been as dangerous as it is now, never in history have we been able to afford it less. - Isaac Asimov
    Every damn thing you do in this life, you pay for. - Edith Piaf
    The party told you to reject the evidence of your eyes and ears. It was their final, most essential command. - Orwell
    No amount of belief makes something a fact. - James Randi

  15. #15
    I know everyone is here to make car jokes, but sorry to say the Simpsons beat everyone to it (again).

    https://cdn.mrctv.org/videos/19059/19059-480p.mp4


  16. #16
    The Unstoppable Force Gaidax's Avatar
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    Obamacar!!!

  17. #17
    The typo we all needed this year.

  18. #18
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    I can't find a "Get in pussy." meme with Obama, the text "Get in, pussy. We're giving healthcare".

    Curse my old mans lack of understanding photoshop outside of adding penii to pictures..
    Quote Originally Posted by Crissi View Post
    Quit using other posters as levels of crazy. That is not ok


    If you look, you can see the straw man walking a red herring up a slippery slope coming to join this conversation.

  19. #19
    The Undying Breccia's Avatar
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    Trump's trying to end Obamacare but there's emerging evidence it could undo him

    Six days after President Donald Trump's administration asked the Supreme Court to overturn Obamacare, voters in deeply red Oklahoma effectively voted to embrace the law by adopting its Medicaid expansion.

    The narrow victory for Obamacare came in a state that Trump won by 36 points in 2016, highlighting a growing gap between the president and his own base on health care as he asks Americans to give him four more years. The tension comes as anxieties are rising amid a coronavirus resurgence that has forced some states to pause or roll back the reopening.

    Oklahomans joined voters in other red states like Utah, Nebraska and Idaho in expanding Medicaid under the 2010 law, which the Supreme Court made optional. Trump does not appear in any danger of losing these states on Nov. 3, but Democrats intend to weaponize the issue elsewhere — in battleground states.

    For Trump, health care could go from being a vulnerability to a fatal political wound. It was the top issue for voters in the 2018 elections and those who cited it preferred Democratic candidates by 52 points in House races, according to exit polls.

    Joe Biden is hoping to replicate that this fall by criticizing Trump's attempts to undo Obamacare's protections for pre-existing conditions and expansion of Medicaid coverage for low-income people.

    "He just keeps giving us more ammunition," said Guy Cecil, the chair of the Democratic super PAC Priorities USA.
    Trump promised better health coverage, for more people, for less money. He's in court during a lethal outbreak trying to do the opposite. Even FOX News knows voters are disappointed in Trump's attempt to remove what health care they have and replace it with thoughts and prayers. Not only is there no replacement plan known to Trump, there isn't time to make and implement one, either.

    The article also points out COBRA, which I'm personally familiar with (sigh...) but many non-Americans aren't. COBRA is effectively a way to keep your job-supplied health care after you lose your job. You just have to pay for it. And the Party of Trump is fighting to end unemployment bonuses, meaning that option will suddenly become unrealistic.

  20. #20
    Quote Originally Posted by Breccia View Post

    The article also points out COBRA, which I'm personally familiar with (sigh...) but many non-Americans aren't. COBRA is effectively a way to keep your job-supplied health care after you lose your job. You just have to pay for it. And the Party of Trump is fighting to end unemployment bonuses, meaning that option will suddenly become unrealistic.
    Ok, let me take this one step further.


    The second the $600 dollars runs out, regular unemployment for most people will not be able to cover daily living expenses and the FULL cost of health insurance under Cobra.

    So you think, HEY look at all the debt we are not accruing because we ended the $600 dollar bonus.


    Whelp, once you subtract the $600 in income these very same 20-30 million people now instantly qualify for MEDICAID in almost every instance in every state.

    Medicaid is more expensive than most plans because most tiers of Medicaid do not have deductibles, copays, coinsurance, out of pockets...etc etc.

    People also have higher utilization under Medicaid than they do regular insurance for those very same reasons.


    Thus why OK got ahead of the game because they knew July 31st was coming fast and they knew their Medicaid #'s were going to balloon. So why not get the govt to pay 90% of it instead of 60-70%.


    But hey why should republicans give the whole story.

    - - - Updated - - -

    Quote Originally Posted by Breccia View Post

    The article also points out COBRA, which I'm personally familiar with (sigh...) but many non-Americans aren't. COBRA is effectively a way to keep your job-supplied health care after you lose your job. You just have to pay for it. And the Party of Trump is fighting to end unemployment bonuses, meaning that option will suddenly become unrealistic.
    on a more personal note.
    You would be foolish to pay COBRA in most situations if you lose your job.

    You instantly qualify for ACA enrollment and subsidies start in some states as high as 75k income.
    No one is making that much on unemployment

    Massachusetts is max $823 (Individual) up to $1,234 (w/dependents) 43k up to 64k
    Of course you only get 26 ish weeks under perfect scenario


    @832 in MA - individual plans - Based on the income information you entered, your household may be eligible for an estimated $390.72 in federal tax credits per month.
    @1234 family plans - based on the income information you entered, your household may be eligible for an estimated $956.05 in federal tax credits per month and the kid qualifies for Medicaid Band 2.


    of course the state I profiled is top income so mileage may vary but in most cases you can get the SAME IF NOT BETTER plan on the ACA than under COBRA.


    You can also game the system by claiming Annual income instead of weekly...and get even higher subsidies

    - - - Updated - - -

    Quote Originally Posted by Breccia View Post

    The article also points out COBRA, which I'm personally familiar with (sigh...) but many non-Americans aren't. COBRA is effectively a way to keep your job-supplied health care after you lose your job. You just have to pay for it. And the Party of Trump is fighting to end unemployment bonuses, meaning that option will suddenly become unrealistic.
    Silly me I should have stayed on topic


    OK ACA rates.


    OK max unemployment is 528.00 - 26 weeks.

    Single person @528.00 = $535 per month subsidy

    Family @528.00 = $1,343 per month per month subsidy. Child gets Medicaid.

    (Again this is assuming you got unemployment for the full year...which you don't) But I figure its offset by what income you earned the first 3 months of the year.




    So family plan must suck huh?

    Silver 4
    Metal Level: Silver
    Plan type: PPO
    PPOPlan ID: 40463OK0010022

    Estimated monthly premium $32.52 Including a $1,342.78 tax credit
    Deductible $0 Family Total
    Out-of-pocket maximum $1,000 Individual total $2,000 Family Total


    $5 dollar doctor copay.
    Specialist, labs and most other services 25% copay up to 1000 out of pocket

    CHILDREN DENTAL COVERAGE.
    Free glasses

    Generic drugs 5 dollars.
    others 25% up to 1000 out of pocket then 100%

    Typical cost for a healthy pregnancy and normal delivery.
    $1,060
    Typical yearly cost for managing type 2 diabetes for one person.
    $1,070


    I mean I might move to OK if insurance is really this good even at full price of 1343.00 a month.



    There are even better ones - Silver 5
    PPOPlan ID: 40463OK0010023
    Estimated monthly premium $46.42 Including a $1,342.78 tax credit

    0 deduct, 900/1800 oop




    Zan PSA of the Year:


    Remember folks job change, income change, loss of COBRA, etc ect qualifies you instantly for ACA and Medicaid.

    You can "browse" ACA plans without having to sign up. They try to get you to register, but you don't have too.
    Its a little tricky on some of the state run sites but not too hard.

    https://www.healthcare.gov/see-plans

    Also remember income is tricky. its best to file with your current weekly income and adjust as needed.
    Your subsidy can change weekly-monthly if your income changes.

    Once you lose the 600 your subsidies will skyrocket.


    As always I am here with over 20 years of insurance experience if you need help PM me.

    Only thing I would need on a personal level is your zip code, # of family members (don't need specifics on age or gender of dependents) and general age within 5 years of the adults.
    Good thing about that is you can give me a zip code across the county as the ACA is priced by County, so you don't have to actually provider your real zip as long as the one your provide is in the same county.
    Buh Byeeeeeeeeeeee !!

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