Biden / Harris Focused Discussion

[Kellhound]

Except... they can't. Hence why you have to add the "well some facts are subjective" disclaimer whenever you point to your 'facts'. Lol.



So you've had hundreds of varieties of well cooked steak with ketchup. Okay? This doesn't change my point about this country's cities largely being the result of mismanagement rather than shit inherent to urban living.

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Yeah, except you didn't demonstrate that your health would be better to begin with. Rofl.

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It really does have "small loan of a million dollars" energy, doesn't it?

The irony in people like that complaining about others being entitled when they don't take even a second to examine if their circumstances might be exceptional. Or worse, they don't care.

The IMPORTANCE of facts are subjective.

Wasn't impressed with Vancouver B.C., and any major US city is better than Mexicali.

Well, since moving out of the urban area I have not had issues with depression, I have more friends, far less stress. Same for the wife and kids.

Few vehicles rust out here. Repairs are cheap and easy (paid less than $1000 over 100k+ miles of driving). Gas is not bad, though I will readily agree I went for utility and ease of maintenance over gas mileage.

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So no, you can't actually buy a large house for the price of a month's rent.

What you can do is get a mortgage with that level of monthly payment, thus not helping the impression that suburban and exurban living is mostly a phenomenon of rich assholes wanting a Tuscan Villa lifestyle on a McMansion budget with an added side of demographic segregation.

So its better to pay more for rent than a mortgage, even though the mortgage buys you more, it gains equity, and the payment doesn't change???

[Elegiac]

The IMPORTANCE of facts are subjective.

In the sense that some people apparently don't care if their position is silly and counterfactual, sure.

Wasn't impressed with Vancouver B.C., and any major US city is better than Mexicali.

Repeating how limited your breadth of experience is isn't gonna change anything, sweaty. Lol.

Well, since moving out of the urban area I have not had issues with depression, I have more friends, far less stress. Same for the wife and kids.

https://en.wikipedia.org/wiki/Correl...mply_causation

And before you start off with "well many other people feel the same" again, appealing to popularity remains a fallacious argument. You don't need to pathologise everything that runs counter to your lived experience.

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So its better to pay more for rent than a mortgage, even though the mortgage buys you more, it gains equity, and the payment doesn't change???

No, actually, it's not better.

But here's the thing - a mortgage has barriers to entry that rental typically doesn't. Which is the point.

[Kellhound]

And, how much will utilities and insurance differ on those two properties? With equivallency of outcome I'm fairly sure the second one will have larger costs. Heating that house is far more expensive than heating the apartment. As an example. Trash collection is probably also more expensive.

If cost of utilities was important, I could easily buy a smaller house for 10s of thousands less, lowering taxes, insurance, and utilities. Plus, no pet policies to worry about, fenced yard, 2 car garage....

[Themius]

Average rent in Portland is over $1450, for an average size apartment of 760sq.ft. I can buy a nice 4br 2b house on .14 acres down the street for $1350 a month with no down payment.

you are aware that you're renting right?

I don't understand peoples obsession with having "lots of space"...

I used to live in a very nice penthouse... it took up half the floor of a charming prewar building... it was nice... great views of the city and all..

i got sick and fucking tired of having to walk so long to get to places in my own apartment I rather a properly sized apartment...

part of the problem could have been the layout... but still the places was massive for a two-bedroom.

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$20 in New Zealand Dollar is only $14.59 US Dollars but I agree the US needs to be $15

Do NZ people buy all their goods in us dollars? If not... don't do direct comparisons like that.

[Kellhound]

"I can afford it easily" does not mean it's cheap, sweaty. Lol.

You pay less for older cars, especially since you don't need c&c, I pay less than $100 a month. I average about $100 in repairs a year. So, its cheap no matter how you look at is.

[Elegiac]

You pay less for older cars

Upfront, sure. Then maintenance comes in.

especially since you don't need c&c, I pay less than $100 a month. I average about $100 in repairs a year. So, its cheap no matter how you look at is.

Yeah, this is fake, lol. There's no way in hell you got a $500 car seven years ago that you pay less than a hundred dollars a year for in terms of maintenance.

[Kellhound]

In the sense that some people apparently don't care if their position is silly and counterfactual, sure.



Repeating how limited your breadth of experience is isn't gonna change anything, sweaty. Lol.



https://en.wikipedia.org/wiki/Correl...mply_causation

And before you start off with "well many other people feel the same" again, appealing to popularity remains a fallacious argument. You don't need to pathologise everything that runs counter to your lived experience.

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No, actually, it's not better.

But here's the thing - a mortgage has barriers to entry that rental typically doesn't. Which is the point.

Life is subjective, personal views (even as a group) are all that really matter. You do know this, right?

Oh, I'm sorry, I didn't realize that discussing city living shouldn't revolve around the cities in the country one lives in, especially if you have no intention to ever live in another country.

Is it easier to buy a house in the urban core or a rural town? That's the point.

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you are aware that you're renting right?

I don't understand peoples obsession with having "lots of space"...

I used to live in a very nice penthouse... it took up half the floor of a charming prewar building... it was nice... great views of the city and all..

i got sick and fucking tired of having to walk so long to get to places in my own apartment I rather a properly sized apartment...

part of the problem could have been the layout... but still the places was massive for a two-bedroom.

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Do NZ people buy all their goods in us dollars? If not... don't do direct comparisons like that.

Space allows for more play room for kids and dogs, hobbies, etc.

[Elegiac]

Life is subjective, personal views (even as a group) are all that really matter. You do know this, right?

Nah, I don't atomize a social species.

Oh, I'm sorry, I didn't realize that discussing city living shouldn't revolve around the cities in the country one lives in, especially if you have no intention to ever live in another country.

Might be because "the US does cities badly" isn't the same argument as "city living is always bad".

Is it easier to buy a house in the urban core or a rural town? That's the point.

For affluent white people, sure. That is the point when people say suburbs and exurbs are a social blight.

[postman1782]

okay, so we're now just barely shy of a month in and we've got:

-100k americans without jobs(but that's okay, they were sacrificed to make oil more expensive and even less environmentally friendly to transport, and even more prone to transport failures)

-power grid sold off to china(Still waiting on how selling us up the river to a hostile foreign power is a good thing from you people)

-Vast majority of approved aid going overseas(love to see those missiles labeled gender studies.) when americans are struggling.

-massive storm in texas(any disaster that occurs is always the president's fault, unless it's a democrat's ass in the chair for some reason.)

-insulin prices spiked UP(for three months until biden can claim credit and his little cultists WILL bleat that lie out until they think the masses believe them)

Wait, you are blaming this shit on Biden? Holy fuck you are delusional.

[Kellhound]

Upfront, sure. Then maintenance comes in.



Yeah, this is fake, lol. There's no way in hell you got a $500 car seven years ago that you pay less than a hundred dollars a year for in terms of maintenance.

I turn my own wrenches, know how to improvise, use u pull it, and own a rwd. I could spend $3000 on remanufactured engine and tranny and get another 200k miles easily.

[Santti]

Yeah, this is fake, lol. There's no way in hell you got a $500 car seven years ago that you pay less than a hundred dollars a year for in terms of maintenance.

Maybe his parents help finance it?

[Themius]

Life is subjective, personal views (even as a group) are all that really matter. You do know this, right?

Oh, I'm sorry, I didn't realize that discussing city living shouldn't revolve around the cities in the country one lives in, especially if you have no intention to ever live in another country.

Is it easier to buy a house in the urban core or a rural town? That's the point.

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Space allows for more play room for kids and dogs, hobbies, etc.

Hobbies??? what hobbies do you have that requires such indoor space?

Also do you know what parks are?

[Ausr]

Upfront, sure. Then maintenance comes in.



Yeah, this is fake, lol. There's no way in hell you got a $500 car seven years ago that you pay less than a hundred dollars a year for in terms of maintenance.

It definitely is bullshit. The tires alone, assuming average all season tires is about $50 - 200 each. Oil changes can be $20-30 dollars depending on the oil needed. If he's in a state that needs inspections, tack on $15.

Unless he literally goes nowhere.

[Kellhound]

Nah, I don't atomize a social species.



Might be because "the US does cities badly" isn't the same argument as "city living is always bad".



For affluent white people, sure. That is the point when people say suburbs and exurbs are a social blight.

Social species that makes its group decisions based on the personal views of its members....

Cities, no matter where they are, have issues that cannot be overcome because of population density.

Its easier for anyone to buy a house in a rural town because the cost of buying is significantly lower, unless you are talking about a failed city like Detroit.

[Elegiac]

It definitely is bullshit. The tires alone, assuming average all season tires is about $50 - 200 each. Oil changes can be $20-30 dollars depending on the oil needed. If he's in a state that needs inspections, tack on $15.

Unless he literally goes nowhere.

Which then immediately circles back to the question of what the point in owning an automobile even is if the only cost effective way to own one is buying the lowest possible quality and then never using it anyway, lol.

[Kellhound]

Hobbies??? what hobbies do you have that requires such indoor space?

Also do you know what parks are?

Woodworking, model railroading, dog breeding, and others.

Yes, parks are a place where you can go on those rare nice days to have a very short outdoor experience.

[Belize]

Social species that makes its group decisions based on the personal views of its members....

Cities, no matter where they are, have issues that cannot be overcome because of population density.

Its easier for anyone to buy a house in a rural town because the cost of buying is significantly lower, unless you are talking about a failed city like Detroit.

Buying a house in the country is also much worse due to poor economic opportunities.

There's a reason rural towns are being deserted and cities keep growing. No amount of saltiness from your part will change that.

[Elegiac]

Buying a house in the country is also much worse due to poor economic opportunities.

There's a reason rural towns are being deserted and cities keep growing. No amount of saltiness from your part will change that.

Inb4 "there are only poor economic opportunities because of city-dwellers passing policies that take our jobs away".

[Kellhound]

It definitely is bullshit. The tires alone, assuming average all season tires is about $50 - 200 each. Oil changes can be $20-30 dollars depending on the oil needed. If he's in a state that needs inspections, tack on $15.

Unless he literally goes nowhere.

I said repairs. Oil changes and tires are shared by both new and old vehicles, and they also are about the only maintenance items I pay to have done.

[Belize]

Inb4 "there are only poor economic opportunities because of city-dwellers passing policies that take our jobs away".

Maybe they should just move to the cities then :V