Liar.
Your own source says that the upper class owe 60% of the money but make 75% of the payments, while the lower class owes 20% but makes 10% of the payments. Your source, Brookings.
https://www.brookings.edu/blog/up-fr...-from-the-fed/
People who are better off are having less difficulty paying off those loans. People who are poorer are having more difficulty. That's not just objective facts, it's also common sense.
And that's leaving out fraudulent loans. Which, of course, Biden has already spent time trying to manage. Four years of DeVos was a tragedy.
Poor people can't afford those loans and the forgiveness would make a much bigger difference to them.
Your attitude was insulting, but your math is worse. See me after class.