You can do 2 things as disc:
1) spam heal the tank with FH/penance/PWS. In this case, most of your casts benefit from crit. (Also from haste, but that's slightly offtopic here)
2) spam PW:S all around, save people who get low with PW:S+1 sec flash combos, preshield to soften the aoe blow.
In the second scenario your total healing done by PW:S will be 30-50% or even more, thus crit nets you NOTHING on these spellcasts.
So I think gemming for crit as disc is quite stupid as scenario 1) is pretty rare at least in my guild. I'm usually on a mixed tank/raid heal duty, that is the best use for a disc priest anyway.
Go for spellpower and int all the time. Even int is overrated, I did last a 10 minutes Freya+3 without running OOM. (I wasn't using a regen flask, but spellpower) I've got 22K mana and 347 mp5 I5SR unbuffed. There is really no need for more max mana than that I guess. Maybe on 25man hard Vezax, nothing else.