Originally Posted by
Diurdi
The employer gets to decide if he offers a wage of $4000 or $4500 a month. The employer gets to decide what benefits he offers. A company car with a taxable value of $250 or $1000. Why should the employer not be allowed to choose what sort of health insurance he offers?
If the employers reasoning is smart or stupid, based on finance, morals, religion or a roll of the dice - it doesn't matter. He's allowed to make this choice. You may not like it, but what you think doesn't really matter. It's his decision. He is free to choose.
The employee has the power to turn down the offer. And if you seriously argue that employees never turn down any offers, you're lost. There's a reason that wages are above the minimum wage. It's because enough people turned down the employers offer, which forced him to make a better offer.