I have.
Also, if the only two kinds of people in the world are either women or straight men, I think you haven't seen that much of the world yet.
On the topic of the thread, while clipping doesn't bother me unless it's painfully obvious and in-my-face, I can see why people dislike it. However, I would say that first of all it's really difficult to make an MMO with no clipping (as that involves simulating physics for every single character that can be on a screen at any one time alternatively severely restricting the appearances available so as to not clip with any combination of body / weapon / race / facial options / clothing et cetera), and secondly there are much worse cases of clipping, such as how weapons clip through your armor.