There really is no point in the long and detailed guild apps because to put it simply people can lie to extreme degrees about anything that doesn't directly show up on their armory. If they have half a brain they can appear to be the most well trained dog a GM could ever ask for when in reality they just want loot and have a terrible attitude. The only thing it does is guarantee any liar or douche you get also has at least a bit of intelligence to go along with it.