A full time job means that now you work 40-50 hours a week on top of the:
56 hours of sleep
7 hours eating
3 hours cooking
5 hours travel time to work +- some groceries on the way
3 hours of exercise
3 hours of toilet
2 hours of shower
7-20 hours of sex
That's 120 hours already. Now go out with your kids on Saturday and meet some friends on Sunday and you're down to 30 hours.
Do you spend that time doing 10 hours raiding, 10 hours grinding gear, reps, mats, powers, etc, 10 hours leveling characters?
Or do you spend that time working on your personal hobby project/greatest dream of your life?
Or do you maybe like.... sit back and enjoy life for a bit and rest?
And mind you, this is me being absolutely nuts when it comes to discipline and time management. I managed to calculate every single minute I spend on daily/weekly activities and tried to be as optimal as possible, creating a few hours a day for gaming - my fiancee is 10 000 km away and we are under quarantine so I don't need to worry about time spent with other people (friends, family, etc). AND STILL it is too much. And not only because it takes time but because... it feels like a second job :P Now imagine people who don't manage their time like me and are more social than me. Life, hello?
That said, I don't care about gear you will replace in 6 months so CE doesn't mean anything to me. But you said you don't understand so I was generous enough to do the math for you.