+ 30
+28
Oh is HotS today? Little to nothing shall be done!
And my monitor has died. Have to use fiancee's computer now. :<
A reader lives a thousand lives before he dies. The man who never reads lives only one.
http://www.twitch.tv/starcraft
You gonna watch Dyra?
---------- Post added 2013-03-11 at 01:53 PM ----------
Sorry about the monitor btw.
I have a feeling that my 2nd exam this week will suffer from the hots release.
Bleurgh, stupid bank, why do you have to be such twats.
+27
Is there hardcore Starcraft? It thought hardcore was just Diablo.
A reader lives a thousand lives before he dies. The man who never reads lives only one.
I've had a first reserve account for like, 12 or so years, I use it for everything. Now Natwest are like: oh, from August, you can no longer use this account for: everyday transactions or recurring payments/direct debits.
I have this account, an ISA and a current account (that I use purely to keep track of my rent (always making sure I have rent money there to go out ).
So now I'm going to have to make a new account and move all my things, that's a lot. Wages (no point having them go into first reserve for me to then shift them to the sodding current account), mobile phone contract, landline, internet, water, my mams internet, plus all the other things linked like amazon, play, ebay/paypal.
Everything I ever use is linked to this account, now they're bitching about it because it's supposed to be a savings account. Not my fault they wouldn't give me a current account when I was 14.
Nah, I don't do credit, if I want something I buy it up front ... leading me to not have a credit rating, meaning it took the piss when I wanted to get a mobile phone contract.
Seriously, I almost couldn't get a contract because rather than get myself into debt (even just getting something for a tenner on a credit card is putting you a tenner in their debt until you repay it), I buy things outright ... Credit Rating is stooooopid.
+ 28.
I r back.
And it's fucking freezing out.
I don't get this credit rating.. There was a thread about it a few weeks back too. So basically you need to get a loan, pay everything on time and then you get a good rating or something. Wouldn't not needing a loan at all be better than that :/
For a house it's different of course, but that's a huge investment after all.
Pretty much, you have good credit, bad credit or no credit.
Good = got into debt and paid it back in time
Bad = got into debt and didn't pay bad in time
No = didn't get into debt so time is not an issue
Yet it seems to be their only way of determining the likelihood of someone paying you back.
One of those catch 22s, you have to get credit to be able to get credit.
Bleurgh.
Apparently mobile phone contracts count as credit, so once I pay this I should hopefully have at least some credit rating >.<
I pay bills out every month, but they're not good enough >.<