I'm
not. You are making shit up, here.
I am pointing out that saving is a literal
impossibility for those in poverty. They have the
technical ability to save, in that they can open a savings account at a bank, but they do not have the
surplus finances they can actually
put in that bank account over time. That's the bit where you're just flatly, objectively wrong, and your position
can not work. Not "I disagree it would be as effective", it's literally not possible. You're demanding the impossible, and blaming them for failing to meet that impossible goal.
It's literally a "boostraps" argument; that they should pull themselves up by their own bootstraps. Consider the origin of the phrase; "bootstraps" are basically shoelaces. And "pull yourself up by your own bootstraps" means to lift yourself off the ground by bending over and lifting up your shoelaces. It's
literally impossible.
And that's what you're demanding, here.
Typical libertarian wankery. I'm not "against freedom". This is a garbage argument brought up by far-right or right-lib types as a generic "NO U" bullshit response, whenever they can't make their case.
If you think the gold standard was "better", you have no idea what the hell you're talking about. The gold standard led to vastly increased volatility in prices and caused much larger boom-bust cycles. There is no gains to be made by shifting back, and you won't find any reputable economists arguing in favor of it for a reason.
https://www.igmchicago.org/surveys/gold-standard/
"Redistribution" is a nonsense buzzword.
Literally all economic activity is "redistribution". All that changes is what that redistribution
accomplishes. When arguing against taxation to fund social support measures, what you're
actually saying is
not that you "oppose heavy redistribution", but that you don't think the economy should support a large segment of the population, and that segment of people should rightly suffer.
Then you're wrong. There's a reason capitalism didn't meaningfully exist until Adam Smith came up with the idea just a couple centuries ago.
If you're confusing it with "markets and trade", you should spend some time learning what capitalism
is. Because capitalism did not invent those concepts. You're off by several thousand years, there.