Originally Posted by
Daerio
Yes, and I asked you to prove it. Still waiting.
Since we both know that isn't going to happen, I can go ahead and give you two anecdotal examples of what the ACA was actually like in reality when it got implemented:
Myself and my uncle. We're both relatively low income. I'm 29 with no medical history, and he's 50 with a history of seizures. When ACA hit and the marketplace first opened, insurance providers were offering minimum catastrophic coverage at 50$/month. We both signed up for these plans. Somehow, even though we "locked in" the rates during the enrollment period for 50$/month, our premium continued to go up every month, until we both eventually stopped paying for it.
Now, catastrophic coverage for me costs 230$/month. I'm guessing his is about the same. He had a pre-existing condition that precluded him from getting insurance. Now that ACA has eliminated pre-existing condition exemption... he still doesn't have insurance. I don't pay for 230$/month $5000/year deductible. I can't afford to. I don't know anyone who can afford to pay that much for something they can't use.
Now explain to me how the ACA made my life, or my uncle's life, better. Please explain to me how his situation is significantly improved by the fact that insurance companies can no longer exempt him for having a pre-existing condition.
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So people who had those plans before either changed plans or started paying the Obamacare penalty, and they weren't affected? You and I have very different ideas on what "affected" means, I guess.