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  1. #21
    I am Murloc! gaymer77's Avatar
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    Quote Originally Posted by Felya View Post
    Here is what most likely happened:

    He got into a car exident that is majority his fault, while on the job. The damage being on the front side of the car implies it was a lane change. This being his fault, is what negates workers compensation he would be entitled to. It would also hinder his car insurance, because my guess he doesn't have full collision. Then, it's not that his insurance got rejected, is that he doesn't want to go to a public hospital and then be stuck with a bill. He never had insurance... again, judging solely by his job, he doesn't pay the fine either.

    This is a whole lot of his own damn fault. I don't care if people give him money, but there are better causes. Did you know there is no electricity in Puerto Rico at all?

    - - - Updated - - -



    It doesn't mater, they would have to accept him anyway, regardless of his insurance:

    https://www.acep.org/news-media-top-banner/emtala/
    Actually what happened was he got into a wreck while on the job (most likely his fault as you pointed out) and he didn't have full coverage (aka collision coverage). He went to the hospital and was treated but the hospital doesn't take his insurance and/or the insurance company deemed it not covered because it was on-the-job injuries. He got a bill from the hospital. He went on Twitter to bitch. He opened a gofundme campaign to pay for his medical bills.

    Quote Originally Posted by Ripster42 View Post
    They can't turn you away in a life threatening emergency, but they can refuse to accept your insurance. An insurance company usually negotiates payments with a hospital, and if the company and the hospital don't come to an agreement, the hospital will not accept any non-emergency patients from that insurance company, because that insurance company won't pay what the hospital considers a fair price. The insurance company also won't pay for any of their policy holder's claims at that hospital.

    So the combination of the hospital not being allowed to refuse emergency patients, and the hospital refusing to accept insurance companies who won't pay the cost they want to charge, leaves you with instances of massive medical bills not being paid by your insurance company.
    You bet your ass a hospital can turn you away even in an emergency situation if you don't have insurance or the "right" insurance as long as they don't get any federal funding. It had happened to my little sister more than once when she didn't have insurance and went to the ER.

  2. #22
    Quote Originally Posted by gaymer77 View Post

    You bet your ass a hospital can turn you away even in an emergency situation if you don't have insurance or the "right" insurance as long as they don't get any federal funding. It had happened to my little sister more than once when she didn't have insurance and went to the ER.
    There aren't many hospitals that don't accept any federal money. So few that it's rarely worth talking about.
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    I do not need to play the role of "holier than thou". I'm above that..

  3. #23
    Void Lord Felya's Avatar
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    Quote Originally Posted by Ripster42 View Post
    There aren't many hospitals that don't accept any federal money. So few that it's rarely worth talking about.
    If you include the fact that federal government provides subsides to employers for employee coverage... one way or another... they take federal money.
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  4. #24
    Regardless of whatever degree of truth there is in this:

    Hahahahaha fuck that stupid asshole!

  5. #25
    Regardless of his case being about car insurance, it's a very common story for Americans with health insurance. It was more common before Obamacare.

    Oftentimes young people assume they can't get sick and won't have an accident. They get fucked in the end with enormous bills they can't pay. But, it happened even to people that did buy insurance because the plans were terrible.

    If republicans get their way you might be able to buy a really cheap insurance plan. The downside is it won't actually pay your bills and will dump you when you get sick/hurt anyways.

  6. #26
    Quote Originally Posted by Blur4stuff View Post
    Regardless of his case being about car insurance, it's a very common story for Americans with health insurance. It was more common before Obamacare.

    Oftentimes young people assume they can't get sick and won't have an accident. They get fucked in the end with enormous bills they can't pay. But, it happened even to people that did buy insurance because the plans were terrible.

    If republicans get their way you might be able to buy a really cheap insurance plan. The downside is it won't actually pay your bills and will dump you when you get sick/hurt anyways.
    Basically any Republican healthcare plan in a nutshell: Covers everyone until they are sick.
    "My successes are my own, but my failures are due to extremist leftist liberals" - Party of Personal Responsibility

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  7. #27
    And how many GoFundMes has he paid into in the past before requesting everyone else pay his bills?

    I've always thought every should be able to sign an opt-out card when they turn 18. You sign it, no ACA insurance mandate, no Medicare deduction. You're free to make all your life choices unhindered by evil government restrictions...forever. There's no buying back into the system later, though. "I'm sorry, Mr. Jones, it appears you have a card on file. Will you be paying for your cancer treatments with cash or gold today?"

  8. #28
    The Lightbringer Blade Wolf's Avatar
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    Quote Originally Posted by Blur4stuff View Post
    Regardless of his case being about car insurance, it's a very common story for Americans with health insurance. It was more common before Obamacare.

    Oftentimes young people assume they can't get sick and won't have an accident. They get fucked in the end with enormous bills they can't pay. But, it happened even to people that did buy insurance because the plans were terrible.

    If republicans get their way you might be able to buy a really cheap insurance plan. The downside is it won't actually pay your bills and will dump you when you get sick/hurt anyways.
    I'll never understand why some americans despise universal healthcare. The US is the only developed nation to not use it. Are they somehow under the belief that mixing socialism with capitalism is bad?
    "when i'm around you i'm like a level 5 metapod. all i can do is harden!"

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  9. #29
    Quote Originally Posted by Masark View Post
    Obamacare stops this.
    Out-of-network emergency care is covered under all insurance plans sold after March 23rd, 2010 as part of Ten Essential Benefits under the Affordable Care Act.

    Insurance plans can't require higher copayments or coinsurance if you get emergency care out-of-network and they cannot require prior approval either. All non-emergency care must be done in-network to be covered and may require prior approval.

    Source: https://obamacarefacts.com/questions...-care-covered/

  10. #30
    Quote Originally Posted by gaymer77 View Post
    Oh the sweet irony that is known as karma. She's such a bitch!
    Why are mods allowing Troll twitter accounts and news stories?

  11. #31
    Quote Originally Posted by Blade Wolf View Post
    I'll never understand why some americans despise universal healthcare. The US is the only developed nation to not use it. Are they somehow under the belief that mixing socialism with capitalism is bad?
    They don't want to think that some of their money - taxes or premiums - is going to someone else.

    There's no groupthink, it's all every man for himself. If 32 million people lose their health care tomorrow and die, half the country will be cheering that "they had it coming".

  12. #32
    I am Murloc!
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    Quote Originally Posted by Z-Man View Post
    They don't want to think that some of their money - taxes or premiums - is going to someone else.

    There's no groupthink, it's all every man for himself. If 32 million people lose their health care tomorrow and die, half the country will be cheering that "they had it coming".
    Well if people do not want to pay for others that rules out insurance because thats how insurance works (or to be precise the risk assessment is feasible because the number of people gets high enough that those that do not fall on the wrong die roll pay the cost of those that do)

  13. #33
    Quote Originally Posted by Xarkan View Post
    Well if people do not want to pay for others that rules out insurance because thats how insurance works (or to be precise the risk assessment is feasible because the number of people gets high enough that those that do not fall on the wrong die roll pay the cost of those that do)
    There's a fair number of people who think insurance is something you buy when you get sick, and cancel it when you don't need it. The whole concept of insurance pools just doesn't register for them, it's just one more thing to be hustled. A lot of the state pools collapsed because too many people tried gaming the system by jumping in an out of the pools at their convenience.

    The whole "buy insurance or pay penalty" mandate was in exchange for the no preexisting conditions clause on the insurers side. If too many people are allowed to go back to "buy it after you need it", the insurance companies will retaliate with policies that don't cover anything and the accountants take over.

  14. #34
    Regardless of what his political beliefs are, an accident isnt the time to cheer for "karma is a bitch" imho.

  15. #35
    The Insane Kujako's Avatar
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    Not the first time, there was a fella who broke his leg while protesting Obamacare and asked people to pay for his medical costs.
    It is by caffeine alone I set my mind in motion. It is by the beans of Java that thoughts acquire speed, the hands acquire shakes, the shakes become a warning.

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