Toffie's first build has plenty of room for purchasing a quality PSU ($100), and even going for a 2GB 650Ti BOOST will give the OP $80 to play with. And the 965 Black, whilst a decent CPU, is pretty mediocre when for $50-60 more, you can have current technology, rather than 4-year-old tech. The processors are more "efficient" in terms of energy:IPC ratio, saving some money in the medium term on electricity, which may not be an irrelevant issue for the OP.