How much student debt do you have?

[Deleted]

Since we are all posting here anonymously anyway, I thought this would be an interesting question.

It's something you read a lot about on the internet these days, mostly due to millennials complaining they have to face a large debt.
This made me wonder how much debt we are actually talking about.

So, how much student debt do you have? (Or how much expected debt if you aren't finished yet)
Let's think in the Dollar range btw. If only to keep it simple.

Edit: I'll start with my own input: None
I got a bachelors degree and it was fully covered by the government. All the extra costs I paid for myself with income on the side.

[Aggrophobic]

None, payed it off.

[Cyberowl]

+- zero. I don't know how high it's exactly, but my savings counter anything I could have right now. I don't pay interest on it, so I don't care about the saldo.

I'm from Germany though, people don't generally accumulate much student debt anyways and for many it's limited to 10k €, if they get the government "loan".

[Noradin]

None.
I was fortunate enough to live in a society that works together, not in a competition who can make the most money at the expense of others.
I had to pay some money, but it was a sensible amount, nothing designed to make one dependent for life.

[Accendor]

None.
I was fortunate enough to live in a society that works together, not in a competition who can make the most money at the expense of others.

+1 /tenchar

[Morae]

None.

Practically the same as "I was fortunate enough to live in a society that works together, not in a competition who can make the most money at the expense of others."

People do take some student loans here, but it doesn't really get anywhere high to my understanding (i really don't know for sure). The thing is, I never needed to get it.

[kreationkin]

The scale you've chosen for your options suggests you aren't even thinking in the right ballpark. I'll be graduating w/ a little over 150K in debt.

[Deleted]

None.

Practically the same as "I was fortunate enough to live in a society that works together, not in a competition who can make the most money at the expense of others."

People do take some student loans here, but it doesn't really get anywhere high to my understanding (i really don't know for sure). The thing is, I never needed to get it.

People that earn more will always benefit from that, one way or another.

But I agree that it's great when costs like this are covered.

- - - Updated - - -

The scale you've chosen for your options suggests you aren't even thinking in the right ballpark. I'll be graduating w/ a little over 150K in debt.

Are you training to be a pilot?
I think that debt group might be very small. You can still select 50K+ in any case.

[Very Tired]

None. Couldn't declare bankruptcy to get rid of it, so it was easier to just fake my own death.

[ItachiZaku]

None, which is why I don't like Bernie's plan to pay off all student debt, unless he plans to reimburse me.

[Kalador]

Finishing my master, no dept, worked on the side since i was in high school, got some scholarships for my bachelors and for my master. happy to live in a county where education is cheap tho. I would have done something else if i had to put myself to deep in debt.

[dextersmith]

None, payed it off.

ditto.

/10char

[Mihalik]

No personal debt. My education was fully covered by my parents. (So yeah, the Silver Spoon is real in that sense, I got an easy head-start that can justifiable called unfair) But I also had to work 17-19 after which I spent 3 years focused only on my studies and research work, and have been employed straight out of college at 22, have been either employed or doing my own thing continuously since.

My business has about 8 million euros worth of credits. Tho as I work in infrastructure/industrial that is completely normal. Most of our operations are credit financed until completion.

But I repeat. People who claim that younger generations don't have it worse off than their parents or grandparents as it comes to access to education, employment, credit and housing are disconnected from reality.

[Deleted]

None. We barely have to pay anything for studying - and even if you take longer than you should, the fees are comparably low.

[Spectral]

Something like ~$7K remaining. I'm in no hurry to pay it off, so I just continue paying the minimum. The interest rate on it is ~1.8% so it's basically at inflation rate and certainly much lower than any competent investing. I guess it won't be paid off until something like 2022 or so.

[kreationkin]

- - - Updated - - -
Are you training to be a pilot?

I'm in pharmacy school. I managed to keep undergrad costs under control by a combination of work and federal grants, but that's not an option in a PharmD program. Pell grants don't apply to me anymore and although I work still, it doesn't make a dent in 50k/yr + all the associated fees, background checks, and other forms of nickel-and-diming that comes with pharmacy. I'm in an accelerated program (read: goes to school year round to be done in 3 years instead of 4). I am not overly worried about my debt as at least my degree will likely be able to pay itself off. Unless I try for a residency in which case the debt will begin to pile on and hurt.

[Xeion]

0. Denmark. More like 10k in the positive

[Reeve]

I went to a cheap school in the years before tuition went crazy. My tuition my first year was $1,500/semester, and $2,200/semester when I left.

My parents paid that tuition, and I worked 35-40 hours per week the whole time I was in school, so I never had student debt.

[Tjaeden]

$21,000.

~$4,000 are fees/penalties

Got to use my degree in a job that required it for 2 years before being laid off.

Now I make slightly over minimum wage.

Yes, in hindsight my degree is not that marketable in my current job environment, and I could move to a different state.

[Lady Dragonheart]

None.

I don't have any degrees, but I have 6 certificates though. Essentially, whenever I want to learn something, I just pay for it outright and learn whatever it is that I wanted to learn from college courses.

I've considered getting a degree, but if I did it would essentially be for the fun of learning new things.