check books

[the game]

Do you still use checks to pay for things? We're at a crossroads as a society where most people pay for everything with their debit cards however I know older people who refuse to use anything but their checkbook. I guess it's cause it's familiar to them. Do you guys use a check book? I personally don't. I barely carry cash anymore. Maybe a 20 in my pocket in case I want lunch at work but that's about it.

[Medusa Cascade]

Never used a cheque in my life

[Ayla]

Typically only for rent, donating money or occasionally some kind of bill and they don't take online payments. Oh and application forms with deposits for things.

[Deleted]

i recieved a cheque when i scrapped my car, otherwise i have never used a cheque in my life. Ive never really understood the purpose of them these days, if ive ever needed to pay anything / transfer money i just do it either in the bank or online banking. I cant even remember the last time i used cash, must be a few months at least

[Deleted]

People still use Cheques?

[teddabear]

Do you still use checks to pay for things? We're at a crossroads as a society where most people pay for everything with their debit cards however I know older people who refuse to use anything but their checkbook. I guess it's cause it's familiar to them. Do you guys use a check book? I personally don't. I barely carry cash anymore. Maybe a 20 in my pocket in case I want lunch at work but that's about it.

Debit cards provide minimal legal protection. If you can't use a credit card use a check.

[Medusa Cascade]

Debit cards provide minimal legal protection. If you can't use a credit card use a check.

Credit and debit cards offer the same protection here as far as I know

[Deleted]

I have not seen a cheque in maybe 10 years.

[Powerogue]

Debit cards provide minimal legal protection. If you can't use a credit card use a check.

I've always just used a debit card. What's so bad about them, legal protection wise?

On topic I haven't used a checkbook in almost a decade. And that was once.

[unbound]

Do you still use checks to pay for things? We're at a crossroads as a society where most people pay for everything with their debit cards however I know older people who refuse to use anything but their checkbook. I guess it's cause it's familiar to them. Do you guys use a check book? I personally don't. I barely carry cash anymore. Maybe a 20 in my pocket in case I want lunch at work but that's about it.

A big advantage of checkbooks is that it encourages planning and budgeting. You know how much you are spending each time, and most people that use checkbooks actively balance their accounts with each purchase.

Many people struggling with money are having issues because the disadvantage of constantly swiping debit/credit cards is that they quickly lose track of how much they've spent.

[Jester Joe]

A big advantage of checkbooks is that it encourages planning and budgeting. You know how much you are spending each time, and most people that use checkbooks actively balance their accounts with each purchase.

Many people struggling with money are having issues because the disadvantage of constantly swiping debit/credit cards is that they quickly lose track of how much they've spent.

I doubt many that are having issues keeping track because of a debit card are going to change much if they switch to checks.

I did recently get several check books though myself, they come in handy at times, like if you're buying a car from another person, chances are they're not gonna take a debit card, and taking the cash out is a bit more work than just writing a check.

[ranzino]

uncommon here in germany, we dont issue check books to individuals anymore. online banking ftw., thanks to IBAN and BIC.

[Chetnik]

In America, if you own a house instead of rent, you'll see yourself using checks a lot. Anytime you have to have any work done on the place, you're gonna use checks. That's not to say you can't pay with cash, but you certainly are usually unable to pay with a card.

[Spectral]

If you're not using a credit card that accumulates point or cash for the vast majority of your purchases, you're probably doing something wrong.

[Azadina]

Never even seen one. Is it something from 1800's?

[Medusa Cascade]

Never even seen one. Is it something from 1800's?

It does seem rather archaic

[Kapadons]

My kids after school care only takes cash or check so we use a check for that. My daughters pep squad needed a check or money order for registration so we used a check. But those are the only things I can think of.

I rarely carry cash. Use credir card for all purchases because 5% cash back and pay all bills online.

[Lady Dragonheart]

Every so often I still do, even now that there are more prevalent forms of paying for things. Then again, I'm from a time before the internet being something that's mainstream.

[Medusa Cascade]

I just rely on my debit card and paypal.

[Independent voter]

Yeah, I use checks to pay sub contractors. They are sophisticated enough to accept credit cards and I don't want to keep cash around.

I feel like checks are a liability, someone could steal a check and cash it without my knowing. If I'm not paying attention that is.