I've missed most of this thread, so I'm sorry if this has been hashed out...
But, why is living with mom and dad a bad thing? It can make sense in many ways. For example, a friend of mine would be close to poverty (he's a musician by trade, a cashier for a paycheck) if he had to pay rent. So he lives with his parents. Meanwhile, his parents are aging and can't do many household tasks, which he does. It seems win/win to me.