What use is there to medical insurance in cases such as this?

[McTroll]

http://www.nbcnews.com/news/us-news/...claims-n791156

I mean, really? Why bother with insurance if it's gonna cost us more than without?

[Mistame]

That's also how it works with a lot of other medical services, sadly, and it really needs to be addressed. :/

[Rasulis]

What kind of insurance does she have? We pay flat $6 for medicines that are on our insurance company Formulary list, and flat $15 for the ones that are not on the list.