I went on, and someone asked about what I would pay, this is what it would come out to. I have pics but I haven't figured out how to rub my name out so it won't be used for unintentional purposes, because I do not care for the ACA and thinks it highly damages the working class and above.
Some notes:
These rates are for a family of four.
Anthem BC/BS is the only insurance provider on the exchange in NH. They just announced they're dropping 10 of NH's 26 hospitals from coverage on the exchange, as well as their affiliated medical providers. That includes the hospital about a mile from my house. I'd lose all my doctors.
Anthem also announced they wouldn't cover any out of state specialty hospitals for subscribers on the exchange (i.e. Children's Hospital in Boston, Dana-Farber Cancer Center, etc)
I currently pay $512.32/month with a $3,000 deductible through my employer. No copays, no co-insurance, no limits. My kids see specialists at Children's in Boston. I see specialists in both NH and MA, I've had a rough couple of years. By choice I also see a specialist that I pay for with cash.
Assuming I max out each of these plans:
My current plan - $9,148/year
Cheapest Bronze plan - $21,300/year (monthly premiums + max out of pocket)
Cheapest Silver plan - $18,936/year
Cheapest Gold plan - $19,983/year
Most expensive plan - $22,971/year (one of the Silver plans).
Highest monthly premium: $1178.30/month (one of the Gold plans)
This is clearly the UNaffordable Care Act.
Cheapest Bronze plan:
$716.74/month Premiums
$11,500 deductible
$40 copays + 10% co-insurance
$200 ER visits
$500 per hospital stay + 10% co-insurance
Rx - 10%
$12,700 - Max out of pocket
Cheapest Silver plan:
$911.36/month Premiums
$5,000 deductible
$0 copays (after deductible)
$200 - ER visits + 10%
10% per hospital stay
10% - Co-insurance
10% - Rx
$8,000 - Max out of pocket
Cheapest Gold plan:
$1,081.88/month Premiums
$2,000 deductible
$30 + 10% co-insurance - copays
$200 + 10% co-insurance - ER visits
$500 + 10% co-insurance per hospital stay
$15 - Rx generics
$40 - Rx brand names
$7,000 - Max out of pocket
Most expensive plan:
$914.30/month Premiums
$3,000 deductible
$35 copays + 30% co-insurance
$200 + 30% co-insurance - ER visits
$500 + 30% co-insurance per hospital stay
$15 - Rx generics
$40 - Rx brand names
$12,000 - Max out of pocket
- - - Updated - - -
Also here's a link if you want to see what you can get for the ACA that I found that was easier to use.
https://data.healthcare.gov/dataset/QHP-Individual-Medical-Landscape/ba45-xusy