What personal spending could you cut easily?

[Deleted]

Eat less food during the first 2 days after doing my groceries (I only do them once or twice a week) I tend to snack more on those days and eat healthier after I devoured all the tasty stuff -.-

[l33t]

I could easily stop buying vegetables, and eat only meat.

I would never drop tobacco and/or alcohol. Priorities

[Azadina]

Eat less food during the first 2 days after doing my groceries (I only do them once or twice a week) I tend to snack more on those days and eat healthier after I devoured all the tasty stuff -.-

I have exactly the same habit *giggles*

[Deleted]

I have exactly the same habit *giggles*

Now I feel less guilty...not a good sign lol

[Sunseeker]

Coffee before work, energy drinks, cut back on fancy food, go out less, buy less hobby stuff. I'm horrible at saving my money.

[Deleted]

Coffee before work, energy drinks, cut back on fancy food, go out less, buy less hobby stuff. I'm horrible at saving my money.

I guess as long as you have the money to spend being bad at saving money isn't that much of a problem, as long as you don't find yourself in depth that is.

[Deleted]

I'd give up my car. Cut down on nightclub visits entirely. No more buying games on Steam or micro transactions. No netflix.
No more eating at restaurants. I'd shop food at the cheap supermarket only. I'd ditch my mobile plan in favor of cash card.
No clothes shopping. And finally no more hugely expensive trips to Thailand.

[Felicia]

Nothing really. My husband is the only one that works, and while things aren't tight. We prefer to live like things are tight :P We only pay for internet, and subscriptions to whatever games we happen to be paying. And whatever bills we have. He'll occasionally come home with a video game because Gamestop is on his way home from work. But I'm not big into the 'NO YOU CAN'T BUY THAT'. He plays it, I'll play it eventually, too. Works out for both of us. No kids is a plus, too.

Probably could get away with buying less quality food. But I like to cook, and I prefer eating healthy. I also like to bake stuff for his command (he's in the Navy)... I guess I could stop doing that, too. Not like it would save me a ton of money.

If we didn't have health insurance through Tricare... we'd be broke. I'm a type I Diabetic... and supplies are super expensive. 150 dollars for 100 test strips through a name brand like Onetouch or Advantage. My insulin... vials of lantus... are about 250-300 dollars a bottle. And I don't know how much my novolog pens are. Syringes and pen caps are relatively cheap. Glucagon isn't...

[Lillyth]

I should make much more food by myself instead of buying it from stores.

But eh.. They are called convenience stores for a reason, I guess.

[Super Kami Dende]

Catching Public Transport to work in the Morning.

I walk home after work each day, takes about 40-45mins, but in the mornings I just don't feel like the 45min trek just after I've had a morning shower and don't want to get to work all sweaty.

[Teebone]

Games. And the internet. Oh, who needs a phone, really? Yeah I could totally go off grid and read $.50 paperbacks for entertainment as well as the newspaper and clean my house more. The only risk is not having enough to de-stress me and end up becoming the Crazed Gunman of the Week™!

Fuck. That. Shit.

[Charge me Doctor]

Video games and PC upgrades i suppose

[Donald Hellscream]

tobacco, since I quit smoking 2-3 months ago.

[Celista]

Going out to eat I can cut easily, it's a massive waste of money. Also getting coffee out--I have a home espresso machine.

[belfpala]

Cocaine. Jameson. Local high APV beers. Car. Sq.Ft. in my place. Clothes by designers.

The better question is, what would I do with my money if not on that?

[Kurioxan]

-snip-

People dont save enough, people get in debt, those are the most important things to avoid.
Try, as much as its possible, to never be in debt, its wasting money. See something you really really want? bite your tongue and buy something you can afford. Being in debt is not worth that 1-2 weeks rush of having something shiny.

Save money, you want to have a safety net that allows you to live unemployed for 1 year. So rent, bills, food, to me thats about 10k.
After you have the safety net, do w/e you want with your cash, but id advice to put some apart and invest.
Try to get a second income source, market your hobbies or pick up a skill that is easy to do every now and then (bonus if you "forget" to tax it)

If you see you are going to be in real trouble, get a 1 year 24hour gym membership, access to a place to sleep, showers, internet access, if you become homeless for w/e reason, this allows you a standard of living and getting a job fast-ish, no one will hire a hobbo.

Anyway stuff i have cut from personal spending:
Cinema, buying food at work/shops (i love cooking, cook in bulk and you have a lot of cheap food, take to work, its amazing how much money you save, healthier as well), bike to work (not for everyone) but this means you have 0 transportation costs.
Only buy games on sale or that are around 30ish, seriously 50pounds for a game is retarded.
Started making my own cosmetics, its amazing how much info is there around the internet and how good it works, being cheaper at it.

Saw an increase of 20%ish in available money, and those arent really sacrifices.
If i had to sacrifice, would be food quality and amount. Clothing, internet speed (love 100mb/s but dont need it 20ish works fine).

[Deleted]

Cocaine. Jameson. Local high APV beers. Car. Sq.Ft. in my place. Clothes by designers.

The better question is, what would I do with my money if not on that?

Obviously if you can afford it, theres no reason not to, this thread was mostly meant as a ''what if'' scenario

[belfpala]

Obviously if you can afford it, theres no reason not to, this thread was mostly meant as a ''what if'' scenario

What if I couldn't afford? Fine, I live in an area where I can walk to most of what I need, or at least catch a bus. Goodbye car insurance. I can shop at Goodwill and clothe myself. I can drink cheap beer. Cocaine can go blow itself.

There, I think I just saved $1500/month at least.

Now, what do I do with that money?

[Kurioxan]

What if I couldn't afford? Fine, I live in an area where I can walk to most of what I need, or at least catch a bus. Goodbye car insurance. I can shop at Goodwill and clothe myself. I can drink cheap beer. Cocaine can go blow itself.

There, I think I just saved $1500/month at least.

Now, what do I do with that money?

Invest! Get cosmetic surgeries to improve yourself and look like an actual belf, and hmmmm.... prostitutes?

[belfpala]

Invest! Get cosmetic surgeries to improve yourself and look like an actual belf, and hmmmm.... prostitutes?

I'm trying to decide if I should try to pull off David Bowie from Labyrinth or buy a truck to run myself over.