It's possible it's a faulty temp sensor. It's not an uncommon issue with chips. Could you get us a reading from the following if possible;
BIOS (under temperature monitoring)
CoreTemp -
http://www.alcpu.com/CoreTemp/
RealTemp -
http://www.techpowerup.com/realtemp/
CPUID HWMonitor -
http://www.cpuid.com/softwares/hwmonitor.html
This might help us narrow it down. Also, since you're using a stock cooler, can you do me a favour (be very careful), and touch the metal on the heatsink (ideally, if you can ground yourself to protect against any sort of static, that'd be better, touching the case with uncovered skin while doing so is usually enough) when you see these temps just to see whether or not it's actually getting hot to the touch. Do be careful just in case it is actually that hot.