Well, i am assuming its mostly youths with no real world wisdom tbh, meaning very naive people who do this on Twitch. Bully victims? People with no good friends? I cant imagine people with satisfied lives keep throwing money at "friends". It would be the day when i started handing 5 dollar bills to my friends every time they said something funny.... That would be bizarre wouldn't it?
If you just willfully throw away that much cash and end up in a cardboard box, well then it was your choice and you most certainly deserve it.