We have a goverment paid pension program. but almost no one uses it, because we have saved up our own, mostly the goverment pension, is used to cover the cost of the homeless, and (Im sorry) immigrants, who doesnt want to work, and have been here long enough to be above the age of 65...
There are a few though, who havent / didnt / couldnt want to save up by themselves, so they get the goverment pension, I dont know where to find those stats though, since few of them are still alive, due to dying of old age and or diseases, due to old age.
An example is my grand parents, who when they worked, you simply didnt save up for that sort of thing, until around 10 years before they both stopped working.
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He could be a nihilist, and just wanna see the world burn?