I raid max HC, so many won't take my words serious, but i really like, that even while I killed all HC bosses lots of times all have the opportunity to provide me upgrades. And no they don't need to tf to 925 on some slots 895 would be enough. In the past many bosse offered 2-3 trashitems(because of stat distribution) and 1-2 good items. You got those 2 = all loot was crap. And now? While certainly there are still trashitems , but tfed high enough even those may be interesting. Got the 2 Items? Still the possibility to get them with higher tf or socket etc.
It's nigh to impossible to "finish" a char, but to be honest i don't care. I set a point where the equip is good enough in my eyes and if I want move to an alt.
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previous Post: playing since classic. Still playing a lot. So I consider myself a longterm customer. For me the system isn't perfect, but better than without tf.